Annuity Companies — Carrier Ratings & Product Lineups

Browse 91 annuity carriers with AM Best, S&P, Moody's, and Fitch ratings. Compare product lineups and financial strength.

91

Carriers

4

Rating Agencies

91 providers

allianz-logopng

Allianz

A.M. Best A+Stable

4 ratings

Allianz SE has strong financial strength ratings from major rating agencies, reflecting its robust f...

american-equity

American Equity Investment Life Insurance Company

A.M. Best A

3 ratings

American Equity Investment Life Holding Company's primary life insurance subsidiaries have been affi...

American Life

American Life

A.M. Best A+Superior

1 rating

American Life & Security Corp. holds a B++ rating from A.M. Best, reflecting solid financial strengt...

American National Logo

American National Life Insurance Company

A.M. Best A

3 ratings

American National typically receives credit ratings in the 'A' range from major rating agencies, und...

Americo Financial Life and Annuity Insurance Company

Americo

A.M. Best Aexcellent

3 ratings

Americo Financial Life and Annuity Insurance Company holds an “A” (Excellent) financial strength rat...

AmFirst Png

AmFirst

A.M. Best A-stable

1 rating

AmFirst Specialty Insurance, a key member of AmFirst Holdings, delivers tailored property and casual...

aspida

Aspida

A.M. Best A-

2 ratings

Financial strength and ratings provider.

athene

Athene Annuity and Life Company

A.M. Best A+

4 ratings

Athene Annuity and Life Company has maintained decent ratings for many years. It is considered to be...

Atlantic Coast Logo

Atlantic Coast Life

AM Best B++

1 rating

Atlantic Coast Life Insurance Company holds a B++ rating from AM Best, which indicates "Good" financ...

augustar

AuguStar Financial

0 ratings

Financial strength and ratings provider.

axonic

Axonic Insurance Services (AIS)

A.M. Best A-Excellent

1 rating

Axonic Insurance Services’ annuity products are issued by AmFirst Insurance Company, which holds an ...

The Baltimore Life Insurance Company

Baltimore Life Insurance Company

A.M. Best B++Stable

1 rating

The Baltimore Life Insurance Company holds a financial strength rating of B++ (Good) from A.M. Best,...

Global Atlantic ForeAccumulation II Fixed Indexed Annuity Review

Brighthouse Financial

AM Best AStable

3 ratings

Brighthouse Financial is typically rated within the 'A' category by major credit rating agencies, re...

Capitol Life Insurance Company

Capitol Life Insurance Company

AM Best A- Excellent

1 rating

As of July 30, 2024, Liberty Bankers Life Insurance Company maintains an A- (Excellent) rating from ...

CL Life logo

CL Life

AM Best B++stable

2 ratings

CL Life is rated B++ (Good) by AM Best, reflecting solid financial stability with some sensitivity t...

clear spring life

Clear Spring Life

AM Best A-Stable

1 rating

Clear Spring Life and Insurance Company holds an A- rating from AM Best, indicating strong financial...

Columbus Life Insurance Company

Columbus Life Insurance Company

A.M. Best A+Superior

1 rating

Columbus Life Insurance Company exhibits a robust and resilient financial profile, as evidenced by c...

CoreBridge

Corebridge Financial

A.M. Best A

4 ratings

American International Group (AIG) holds commendable financial strength ratings from leading rating ...

Delaware Life Logo

Delaware Life

A.M. Best A-Stable

3 ratings

Delaware Life exhibits strong financial health with robust capitalization and a well-diversified inv...

eagle life logo

Eagle Life Insurance Company

AM Best A-Under Review with Developing Implications

3 ratings

Eagle Life Insurance Company holds solid financial strength ratings across major rating agencies, re...

ELCO Mutual Life & Annuity

ELCO Mutual Life & Annuity

AM Best B++Good

2 ratings

ELCO Mutual Life and Annuity holds solid financial strength ratings, including a B++ (Good) from A.M...

Equitable Financial Life Insurance of America

Equitable Financial Life Insurance of America

A.M. Best AExcellent

3 ratings

These ratings indicate that Equitable America has a solid ability to meet its ongoing insurance obli...

F&G Annuities and Life

F&G Annuities and Life

AM Best AStable

3 ratings

F&G Annuities & Life is rated favorably by major credit rating agencies, reflecting its strong finan...

fl

Farmers Life

0 ratings

Financial strength and ratings provider.

Farmers Life Insurance Company

Farmers Life Insurance Company

A.M. Best B++ Good

1 rating

A.M. Best’s B++ (Good) rating reflects Farmers Life Insurance Company’s solid financial foundation a...

First Symetra National Life Insurance Company Of New York

First Symetra National Life Insurance Company Of New York

A.M. Best Astable

1 rating

These ratings reflect First Symetra NY’s strong financial capacity, business stability, and backing ...

Gainbridge logo

Gainbridge

A.M. Best A-Stable

1 rating

Gainbridge Life Insurance Company holds an A- (Excellent) financial strength rating from AM Best, wi...

GBU Life

GBU Life

AM Best A-Excellent

1 rating

As of July 11, 2024, AM Best reaffirmed GBU Life’s A- (Excellent) rating. This rating has been maint...

GCU

GCU

AM Best A-Excellent

1 rating

As of October 2023, GCU holds an A- (Excellent) rating from AM Best, though the outlook was revised ...

g

GILICO

0 ratings

Financial strength and ratings provider.

Global Atlantic Financial Group

Global Atlantic Financial Group

AM Best AStable

3 ratings

Global Atlantic Financial Group holds a strong 'A' financial strength rating, reflecting robust capi...

Guaranty Income Life Insurance Company

Guaranty Income Life

AM Best A-Excellent

1 rating

GILICO has earned an A‑ (Excellent) Financial Strength Rating from AM Best, which places it 4th out ...

Guardian Insurance & Annuity Co.

Guardian Life Insurance Company

A.M. Best A++Stable

2 ratings

The insurer holds an A++ Superior rating from A.M. Best—their highest rating—affirmed on July 24, 20...

Gulf Guaranty Life Insurance Company

Financial strength and ratings provider.

Heartland National Life Insurance Company

Heartland National Life Insurance Company

A.M. Best B++Stable

1 rating

As of the most recent evaluations, Heartland National Life Insurance Company holds a B++ (Good) Fina...

I

Ibexis

A.M. Best A- Excellent

1 rating

Ibexis has received an A- “Excellent” rating from A.M. Best, reflecting the company’s Strong balance...

Integrity Life Insurance Company

Integrity Life Insurance Company

A.M. Best A+Superior

1 rating

Integrity Life Insurance Company maintains exceptionally strong financial strength ratings from the ...

Investors Heritage

Investor Heritage

AM Best B++Good

1 rating

Investors Heritage holds a B++ (Good) rating from AM Best, indicating a strong balance sheet and a g...

Jackson

Jackson National Life

AM Best AStable

3 ratings

Jackson National exhibits strong financial health, supported by substantial capitalization and a con...

Knighthead Life

Knighthead Life

AM Best A-Excellent

1 rating

s of November 7, 2024, Merit Life Insurance Co. holds an A- (Excellent) financial strength rating fr...

Lafayette

Lafayette Life

0 ratings

Financial strength and ratings provider.

lb

Liberty Bankers

AM Best B++Good

1 rating

A B++ (Good) rating from AM Best signifies that Liberty Bankers Life has a solid financial foundatio...

Lincoln  Financial

Lincoln Financial

AM Best AStable

4 ratings

Lincoln Financial Group typically holds strong credit ratings in the 'A' range from major credit rat...

Manhattan Life Insurance Company

Manhattan Life Insurance Company

A.M. Best B++ Stable

1 rating

A B++ (Good) rating from A.M. Best indicates a solid capacity to meet policyholder and contract obli...

MassMutual

MassMutual

AM Best A++Stable

3 ratings

MassMutual is consistently rated at the higher end of the credit rating spectrum by major agencies, ...

MassMutualAscend-Logo

MassMutual Ascend Life Insurance Company

A.M. Best A++stable

1 rating

MassMutual Ascend is a highly rated annuities division of MassMutual, operating independently while ...

ML

Midland National

0 ratings

Financial strength and ratings provider.

Mountain Life Insurance Company

Mountain Life Insurance Company

A.M Best B+Good

1 rating

Mountain Life Insurance Company holds a B+ (Good) Financial Strength Rating and a “bbb-” Long-Term I...

moo

Mutual of Omaha

0 ratings

Financial strength and ratings provider.

Nassau

Nassau Life

AM Best B++

2 ratings

Nassau Life Insurance Company, a subsidiary of Nassau Financial Group, holds a Financial Strength Ra...

Nassau Life Insurance Company (NY)

Nassau Life Insurance Company (NY)

FSR B++Stable

1 rating

As of February 13, 2025, A.M. Best upgraded the Long-Term Issuer Credit Rating (ICR) of Nassau Life ...

National Life Group

National Life Group

A.M. Best A+Superior

2 ratings

National Life Group holds strong financial strength ratings from leading agencies, reflecting its st...

National Security Insurance Company

National Security Insurance Company

FSR B++stable

1 rating

A.M. Best’s Financial Strength Rating of “B” (Fair) indicates that National Security Insurance Compa...

National Western Life Insurance Company

Financial strength and ratings provider.

Nationwide Life Insurance Company

Nationwide Life Insurance Company

AM Best A+Stable

1 rating

Nationwide Insurance is recognized for its excellent financial stability, substantial capital reserv...

New York Life Insurance and Annuity Corporation (NYLIAC)

New York Life Insurance and Annuity Corporation (NYLIAC)

A.M. Best: A++ A++Stable

1 rating

NYLIAC and its parent company consistently hold some of the highest ratings in the industry, reflect...

NexAnnuity

NexAnnuity

Financial Strength Rating (FSR) B+Good

1 rating

NexAnnuity’s B+ financial strength rating and bbb– issuer credit rating, both affirmed by AM Best wi...

North American Company

North American Company

A.M. Best A+Superior

2 ratings

Independent financial strength ratings provide insight into an insurer’s ability to meet its ongoing...

Oceanview Life and Annuity

Oceanview Life

A.M. Best A-Excellent

1 rating

An “A- (Excellent)” rating by A.M. Best is the fourth highest of 16 possible ratings. It indicates t...

One America

OneAmerica

0 ratings

Financial strength and ratings provider.

Oxford Life

Oxford Life Insurance Company

AM Best A-Stable

3 ratings

Oxford Life holds a solid A- (Excellent) rating from A.M. Best, reflecting its strong capital positi...

Pacific Guardian Life Insurance Company

Pacific Guardian Life Insurance Company

A.M. Best AStable

1 rating

Pacific Guardian Life holds strong financial ratings reflecting its conservative investment strategy...

Pacific Life Annuities

Pacific Life

AM Best A+Stable

3 ratings

Pacific Life is consistently rated in the upper 'A' category by major credit rating agencies, which ...

Polish Falcons of America

Polish Falcons of America

Weiss Ratings Enegative

1 rating

Polish Falcons of America holds a Safety Rating of “E” from Weiss Ratings (effective September 2025,...

Prosperity Life

Prosperity Life

A.M. Best A-Stable

1 rating

Prosperity Life Group holds strong financial ratings, demonstrating its financial strength and abili...

protective

Protective Life Insurance Company

A.M Best A+Stable

1 rating

Protective Life maintains strong financial strength ratings across all major agencies, reflecting it...

Prudential Financial

Financial strength and ratings provider.

rs

Reliance Standard

A.M. Best A++stable

1 rating

Reliance Standard’s top-tier rating from A.M. Best is attributed to its very strong balance sheet, u...

Revol One Financial

Revol One Financial

AM Best B++Good

1 rating

As of March 27, 2025, AM Best’s B++ rating signifies that Revol One has a good ability to meet ongoi...

Royal Neighbors of America

Royal Neighbors of America

A.M. Best AExcellent

1 rating

Royal Neighbors of America boasts strong financial ratings that reflect its commitment to stability ...

S.USA Life Insurance Company, Inc.

S.USA Life Insurance Company, Inc.

A.M. Best A-Excellent

1 rating

S.USA Life Insurance Company, Inc. holds strong ratings from A.M. Best, with both its Financial Stre...

Sagicor Life Insurance Company

Sagicor Life Insurance Company

A.M. Best A-Stable

1 rating

Sagicor Financial Company Ltd.’s credit ratings from major agencies—including S&P, Fitch, A.M. Best,...

sbli

SBLI USA Life Insurance Company, Inc.

A.M. Best A-Excellent

1 rating

As of August 2025, SBLI USA Life Insurance Company, Inc., a Prosperity Life Group member, holds an a...

Securian Financial

Securian Financial

A.M. Best A+ Stable

1 rating

Securian Financial consistently earns high ratings from all four major independent rating agencies—M...

Security Benefit Life

Security Benefit Life

A.M. Best A-Stable

3 ratings

Security Benefit Life Insurance Company holds strong financial strength ratings from the industry’s ...

Sentinel Security Life Insurance Company

Sentinel Security Life

A.M. Best B++Under Review

1 rating

Sentinel Security Life specializes in whole life insurance and offers a range of financial products....

SILAC

Silac Insurance Company

AM Best B+Negative

1 rating

The ratings for SILAC Insurance have been placed under review with negative implications due to conc...

standard

Standard

0 ratings

Financial strength and ratings provider.

Stellar National Life

Stellar National Life

A.M. Best B+Good

1 rating

A B+ (Good) rating from A.M. Best signifies that Stellar National Life demonstrates a good ability t...

Symetra logo

Symetra Life Insurance Company

A.M. Best AExcellent

3 ratings

Symetra Life Insurance Company maintains strong financial strength ratings from the major independen...

Talcott Financial Group

Financial strength and ratings provider.

Transamerica

Transamerica

A.M. Best A

3 ratings

Transamerica Life Insurance Company boasts solid financial ratings, demonstrating its ability to ful...

TruStage

TruStage

AM Best AStrong

3 ratings

TruStage Financial Group, formerly CUNA Mutual Group, is a trusted provider of financial and insuran...

United Heritage Logo

United Heritage

A.M. Best Rating A-

2 ratings

United Heritage Financial Group (UHFG) and its subsidiaries have demonstrated a strong financial pos...

United Life Insurance Company

United Life Insurance Company

A.M. Best A-Stable

1 rating

An “A- (Excellent)” rating from A.M. Best signifies that United Life Insurance Company has demonstra...

Upstream

Upstream Life

A.M. Best C++

1 rating

Upstream Life Insurance Company’s financial ratings reflect significant concerns about its long-term...

USAA

USAA Life Insurance Company

A.M. Best A++Stable

1 rating

USAA Life’s A++ (Superior) rating from A.M. Best reflects its exceptional financial strength, conser...

Western Catholic Union

Western Catholic Union

Weiss Ratings C

2 ratings

As of mid-2025, Western Catholic Union does not hold an AM Best rating. Weiss Ratings gives WCU a C ...

westonunited

Western United

0 ratings

Financial strength and ratings provider.

Western-Southern Life Assurance Company

Financial strength and ratings provider.

Wichita National Life Insurance Company

Wichita National Life Insurance Company

A.M. Best B+Good

1 rating

This rating from March 2024 suggests that Wichita National maintains adequate financial strength to ...