Manhattan Life Insurance Company

Financial Ratings

A.M. Best B++ Stable

About Manhattan Life Insurance Company

ManhattanLife, established in 1850, is one of the oldest privately held insurance companies in the United States. Headquartered in Houston, Texas, it provides a wide range of financial products including life insurance, health insurance, Medicare Supplement plans, and annuities. The company offers several annuity options, notably Multi-Year Guarantee Annuities (MYGAs) such as Preferred Choice, Preferred Choice CA/NY, and Premium Preferred CA/NY, as well as products like Secure Advantage and Retirement Plus, designed to support retirement income, capital preservation, and long-term growth.

Financial Ratings

Rating Agency

A.M. Best

Rating

B++

Outlook

Stable

Rating Analysis

A B++ (Good) rating from A.M. Best indicates a solid capacity to meet policyholder and contract obligations, although the company is more sensitive to adverse economic and underwriting conditions than higher-rated insurers. The “Stable” outlook reflects A.M. Best’s expectation that ManhattanLife’s balance sheet strength, operating performance, and enterprise risk management will remain steady over the near to medium term. The Financial Size Category IX demonstrates a moderate level of capital reserves relative to other insurers in the market.