MYGA Rates — Today's Best Multi-Year Guaranteed Annuity Rates
Compare guaranteed fixed rates from 60 carriers. Filter by term, premium, and state. Rates sourced from CANNEX.
Updated March 4, 2026
6.45%
Best 5-Yr
4.47%
Average
60
Carriers
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Rates sourced from CANNEX Financial Exchanges. Click any row for details. Subject to change — contact carriers for binding quotes.
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What is a MYGA?
A fixed interest rate guaranteed for a specified period. Your rate and principal are locked in for the entire term — no market risk.
Guaranteed Returns
Unlike CDs, MYGA rates are locked at issue and unaffected by market fluctuations. Tax-deferred growth until withdrawal.
Surrender Period
Most MYGAs match the surrender period to the term length. Penalty-free withdrawals (typically 10%/year) are available during the term.
Browse MYGA Rates by Carrier
Guardian Life Insurance Company
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Allianz
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AmFirst
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American Equity Investment Life Insurance Company
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American Life
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American National Life Insurance Company
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Americo
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Aspida
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Athene Annuity and Life Company
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Atlantic Coast Life
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AuguStar Financial
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Axonic Insurance Services (AIS)
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