Financial Ratings
About Mountain Life Insurance Company
Mountain Life Insurance Company, founded in 1972 as a subsidiary of the Bank of Maryville in Tennessee, is a regional insurance provider headquartered in Lexington, Kentucky. Now under the ownership of MEM Capital LLC (acquired in August 2024), the company operates through independent agents in multiple states, including Kentucky, Tennessee, Georgia, Texas, Florida, and others. Mountain Life focuses on providing affordable, personalized life insurance and annuity products designed to help families and individuals secure their financial future.
Financial Ratings
Live from CANNEXRating Agency
A.M. Best
Rating
B+
Description
Good
Effective
February 6, 2025
Rating Analysis
Mountain Life Insurance Company holds a B+ (Good) Financial Strength Rating and a “bbb-” Long-Term Issuer Credit Rating from AM Best, with a stable outlook as of January 2025. These ratings reflect the company’s solid balance sheet and conservative investment approach, though they are tempered by modest operating performance. The recent launch of its Secure Summit MYGA is expected to support growth and improve profitability over time.
Mountain Life Insurance Company Products
Fixed Indexed Annuities
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View Products→Multi-Year Guaranteed Annuities
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View Products→Immediate Annuities (SPIA)
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View Products→Deferred Income Annuities (DIA)
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