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SBLI USA Life Insurance Company, Inc.

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Financial Ratings

A.M. Best A-Excellent

About SBLI USA Life Insurance Company, Inc.

SBLI USA Life Insurance Company, Inc., a member of the Prosperity Life Group, has been serving customers in New York for over 75 years. The company has built a reputation for trustworthiness, stability, and commitment to excellent service. SBLI USA operates under Prosperity Life Group, which is a marketing name used for a group of affiliated insurance companies offering a wide range of life insurance and annuity products. SBLI USA is solely responsible for its financial and contractual obligations and is not affiliated with the Savings Bank Mutual Life Insurance Company of Massachusetts or Connecticut.

Prosperity Life Group aims to provide dependable insurance and annuity solutions backed by financial strength. The company offers competitive interest rate products with consumer-friendly features such as Return of Premium (ROP)and Penalty Free Withdrawal (PFW) riders, as seen in the Select Choice product lines.

Financial Ratings

Rating Agency

A.M. Best

Rating

A-

Outlook

Excellent

Rating Analysis

As of August 2025, SBLI USA Life Insurance Company, Inc., a Prosperity Life Group member, holds an active rating from A.M. Best, a globally recognized credit rating agency focused on the insurance industry. While the exact letter-grade rating is not stated in the product documents, the mention of A.M. Best signifies that the insurer undergoes regular financial health evaluations.

SBLI USA Life Insurance Company, Inc. Products

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