Financial Ratings
About Aspida
Aspida is a modern annuity company founded in 2020 by industry veterans and headquartered in Durham, North Carolina. It leverages a state‐of‐the‐art digital platform to offer a suite of fixed and fixed index annuity products designed to deliver secure, principal‐protected growth for retirement. The company’s competitive offerings are made possible in part by its association with Ares Management Corporation.
Ares Management Corporation, founded in 1997, is a leading global alternative investment firm with diversified expertise across credit, private equity, real estate, and other asset classes. With assets under management exceeding $300 billion, Ares is renowned for its robust financial discipline and innovative investment strategies. As an indirect parent of Aspida, Ares provides the financial strength and stability that enable Aspida to offer competitive and secure annuity products to its clients
Product Lineup
Aspida Advisory MYGA
Multi-Year GuaranteedGuaranteed growth with tax-deferred earnings and flexible access
Best for: People who want guaranteed growth with no market risk and have money they can se...
Details →Synergy Choice Bonus
Fixed Indexed AnnuityFixed index annuity with up to 14% premium bonus and principal protection
Best for: Retirement savers who want market growth potential with principal protection and...
Details →Synergy Choice Income
Fixed Indexed AnnuityFixed index annuity with built-in lifetime income and 26% bonus
Best for: Individuals aged 40-80 seeking principal protection with growth potential and gu...
Details →Synergy Choice MYGA
Multi-Year GuaranteedGuaranteed rates for 2-7 years with tax-deferred growth
Best for: Conservative investors who want guaranteed growth and principal protection for a...
Details →Synergy Choice Max
Fixed Indexed AnnuityMarket growth potential with principal protection and flexible access
Best for: Investors seeking principal protection with growth potential who can commit fund...
Details →WealthLock Accumulator
Fixed Indexed AnnuityFixed index annuity with principal protection and market growth potential
Best for: Investors seeking retirement growth with principal protection who want market pa...
Details →WealthLock MYGA
Multi-Year GuaranteedFixed rates, guaranteed growth, principal protection for 2-7 years
Best for: Conservative investors who want guaranteed growth with principal protection and ...
Details →WealthLock MYGA Plus
AnnuityGuaranteed growth with principal protection and flexible access
Best for: Conservative investors who want guaranteed growth, principal protection, and som...
Details →Financial Ratings
Live from CANNEXRating Agency
A.M. Best
Rating
A-
Description
Excellent
Effective
May 25, 2022
Aspida Products
Fixed Indexed Annuities
Explore Aspida fixed indexed annuity products with current rates and features.
View Products→Multi-Year Guaranteed Annuities
Compare Aspida MYGA products with guaranteed rates and terms.
View Products→Immediate Annuities (SPIA)
View Aspida single premium immediate annuity options.
View Products→Deferred Income Annuities (DIA)
Explore Aspida deferred income and QLAC products.
View Products→Free Comparison Report
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