WealthLock MYGA Plus
Aspida
10%
Free W/D
49
States
A fixed annuity that locks in guaranteed interest rates for multiple years while protecting your principal from market risk. Perfect for conservative investors who want predictable growth without stock market volatility.
Free Withdrawal
10%/yr
Available In
49 states
Min Premium
$25,000
Surrender
7 years
Key Features
Guarantee Periods
2-7 yearsChoose from 2, 3, 5, or 7 year terms with locked-in rates
Minimum Investment
$25,000Low entry point for most investors
Maximum Investment
$2,000,000High capacity for larger portfolios
Free Withdrawals
10% annuallyTake up to 10% annually without penalties after first year
Tax Deferral
Tax-deferredNo taxes on growth until you withdraw money
Terminal Illness Waiver
100% accessFull access to funds if diagnosed with terminal illness
Nursing Home Waiver
100% accessFull access after 90+ days of nursing home confinement
Highlights
Guaranteed interest rates for 2, 3, 5, or 7 years regardless of market performance
10% penalty-free withdrawals annually after the first year
Tax-deferred growth with full principal protection
100% access to funds for nursing home confinement or terminal illness
Option to convert to lifetime income payments
Surrender Schedule
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
After
0%
Nursing home waiver, RMD waiver, Terminal illness waiver
Best For
Conservative investors who want guaranteed growth, principal protection, and some liquidity without market risk.
Consider Alternatives If
Investors seeking high growth potential or those who may need frequent access to large portions of their money.
Carrier Ratings
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