Aspida Advisory MYGA
Aspida
5.65%
Best Rate
10%
Free W/D
49
States
A fixed annuity that guarantees your interest rate for 2-7 years while protecting your money from market risk. Your earnings grow tax-deferred until you withdraw them.
Free Withdrawal
10%/yr
Available In
49 states
Min Premium
$25,000
Surrender
7 years
Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 2-Year | 4.2% |
| 3-Year | 4.7% |
| 5-Year | 5.4% |
| 7-Year | 5.65% |
Key Features
Premium Range
$25,000 to $2,000,000Minimum investment to get started
Term Options
2, 3, 5, or 7 yearsChoose how long to guarantee your rate
Free Withdrawals
10% annually after first yearAccess your money without penalties
Tax-Deferred Growth
100% of interest earningsDon't pay taxes on earnings until withdrawal
Death Benefit
No withdrawal charges or MVAFull contract value goes to beneficiaries without probate
Highlights
Guaranteed interest rate for your chosen term (2, 3, 5, or 7 years) with no market risk
Tax-deferred growth means you don't pay taxes on earnings until withdrawal
10% free withdrawals annually after first year, plus nursing home and terminal illness waivers
Digital-first platform for faster processing and same-day commission payments
Surrender Schedule
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
After
0%
Nursing home waiver, RMD waiver, Terminal illness waiver
Best For
People who want guaranteed growth with no market risk and have money they can set aside for 2-7 years.
Consider Alternatives If
People who need immediate access to all their money or want potentially higher returns from market investments.
Carrier Ratings
Free Comparison Report
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