Financial Ratings
About Integrity Life Insurance Company
Integrity Life Insurance Company, established in 1966 and headquartered in Cincinnati, Ohio, is a subsidiary of Western & Southern Financial Group, a mutual financial services enterprise founded in 1888. Integrity Life specializes in offering a comprehensive suite of annuity and life insurance products designed to provide long-term financial security and retirement income solutions. The company operates across the United States, excluding New York, where its affiliate, National Integrity Life Insurance Company, serves clients.
Integrity Life’s product portfolio includes fixed, variable, and indexed annuities, as well as life insurance policies tailored to meet diverse financial planning needs. Notably, the company offers Multi-Year Guaranteed Annuities (MYGAs), such as the MultiVantage series, which provide clients with guaranteed interest rates over specified periods, offering stability and predictable growth for retirement planning.
Financial Ratings
Live from CANNEXRating Agency
A.M. Best
Rating
A+
Description
Superior
Effective
July 2, 2009
Rating Agency
Fitch
Rating
AA
Description
Very strong
Effective
July 2, 2009
Rating Agency
Moody's
Rating
Aa3
Description
Excellent
Effective
March 27, 2009
Rating Agency
Standard & Poor's
Rating
AA-
Description
Very strong
Effective
September 10, 2018
Rating Analysis
Integrity Life Insurance Company maintains exceptionally strong financial strength ratings from the four leading independent credit rating agencies, underscoring its ability to meet long-term policyholder obligations. As of June 2025, the company holds an A+ (Superior) rating from A.M. Best, a widely respected authority on insurance company financials. Standard & Poor’s has assigned a rating of AA- (Very Strong), reflecting Integrity Life’s high claims-paying ability and low credit risk. Similarly, Fitch Ratings has given the company a AA (Very Strong) grade, citing its conservative asset management and resilient capital reserves. Moody’s Investors Service rated Integrity Life at Aa3 (Excellent), recognizing its sound operating performance and diversified product base. Additionally, Integrity Life holds a Comdex ranking of 96 out of 100, a composite score that places it in the top percentile of all insurers rated by multiple agencies. Collectively, these ratings signal a high degree of confidence in the company’s financial stability, prudent risk management, and long-term dependability.
Integrity Life Insurance Company Products
Fixed Indexed Annuities
Explore Integrity Life Insurance Company fixed indexed annuity products with current rates and features.
View Products→Multi-Year Guaranteed Annuities
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View Products→Immediate Annuities (SPIA)
View Integrity Life Insurance Company single premium immediate annuity options.
View Products→Deferred Income Annuities (DIA)
Explore Integrity Life Insurance Company deferred income and QLAC products.
View Products→Free Comparison Report
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