protective

Protective Life Insurance Company

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Financial Ratings

A.M Best A+Stable

About Protective Life Insurance Company

Protective Life Insurance Company, founded in 1907 and headquartered in Birmingham, Alabama, is a leading U.S. provider of life insurance and annuity solutions. It operates as a subsidiary of Dai-ichi Life Holdings, Inc., one of Japan’s largest global financial services organizations. Protective offers a wide range of fixed, indexed, and immediate annuities as well as life insurance products designed to support retirement income, wealth preservation, and estate planning.

Renowned for its long-term financial stability, conservative investment approach, and commitment to customer value, Protective distributes its products nationwide through independent agents, broker-dealers, and financial institutions.

Note: Products issued in New York by Protective Life and Annuity Insurance Company (NY), a subsidiary of Protective Life Corporation.

Financial Ratings

Live from CANNEX

Rating Agency

A.M. Best

Rating

A+

Description

Superior

Effective

March 31, 2021

Rating Agency

Fitch

Rating

AA-

Description

Very strong

Effective

March 8, 2022

Rating Agency

Moody's

Rating

A1

Description

Good

Effective

March 31, 2021

Rating Agency

Standard & Poor's

Rating

AA-

Description

Very strong

Effective

March 31, 2021

Rating Analysis

Protective Life maintains strong financial strength ratings across all major agencies, reflecting its excellent capitalization, diversified product mix, and disciplined risk management.

Protective Life Insurance Company Products

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