Financial Ratings
About Protective Life Insurance Company
Protective Life Insurance Company, founded in 1907 and headquartered in Birmingham, Alabama, is a leading U.S. provider of life insurance and annuity solutions. It operates as a subsidiary of Dai-ichi Life Holdings, Inc., one of Japan’s largest global financial services organizations. Protective offers a wide range of fixed, indexed, and immediate annuities as well as life insurance products designed to support retirement income, wealth preservation, and estate planning.
Renowned for its long-term financial stability, conservative investment approach, and commitment to customer value, Protective distributes its products nationwide through independent agents, broker-dealers, and financial institutions.
Note: Products issued in New York by Protective Life and Annuity Insurance Company (NY), a subsidiary of Protective Life Corporation.
Financial Ratings
Live from CANNEXRating Agency
A.M. Best
Rating
A+
Description
Superior
Effective
March 31, 2021
Rating Agency
Fitch
Rating
AA-
Description
Very strong
Effective
March 8, 2022
Rating Agency
Moody's
Rating
A1
Description
Good
Effective
March 31, 2021
Rating Agency
Standard & Poor's
Rating
AA-
Description
Very strong
Effective
March 31, 2021
Rating Analysis
Protective Life maintains strong financial strength ratings across all major agencies, reflecting its excellent capitalization, diversified product mix, and disciplined risk management.
Protective Life Insurance Company Products
Fixed Indexed Annuities
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View Products→Multi-Year Guaranteed Annuities
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View Products→Immediate Annuities (SPIA)
View Protective Life Insurance Company single premium immediate annuity options.
View Products→Deferred Income Annuities (DIA)
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View Products→Free Comparison Report
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