Capitol Life Insurance Company

Financial Ratings

AM Best A- Excellent

About Capitol Life Insurance Company

Capitol Life Insurance Company, founded in 1906 and now headquartered in Dallas, Texas, operates as a wholly-owned subsidiary of Liberty Bankers Insurance Group. Known for its financial strength and conservative approach, the company specializes in retirement and life insurance solutions designed to provide long-term security and peace of mind. Its core product offerings include Multi-Year Guaranteed Annuities (MYGAs) with guaranteed interest rates for 3, 5, or 7 years, Fixed Deferred Annuities for tax-deferred accumulation, Single Premium Whole Life for estate and legacy planning, Traditional Whole Life Insurance with lifelong coverage and cash value growth, and Final Expense Insurance to cover burial and end-of-life costs. Capitol Life continues to serve individuals and families seeking dependable financial products for the future.

Financial Ratings

Rating Agency

AM Best

Rating

A-

Outlook

Excellent

As of

July 30, 2024

Rating Analysis

As of July 30, 2024, Liberty Bankers Life Insurance Company maintains an A- (Excellent) rating from AM Best, accompanied by a Stable Outlook. This rating reflects the company’s solid financial foundation, prudent investment practices, and strong ability to meet ongoing insurance obligations. First rated by AM Best on June 29, 1992, Liberty Bankers has consistently demonstrated reliable performance in underwriting, capitalization, and risk management. The stable outlook indicates expectations of continued financial strength and operational soundness.