Financial Ratings
About Guaranty Income Life
Guaranty Income Life Insurance Company (GILICO), founded in 1926 and based in Baton Rouge, Louisiana, is a subsidiary of Kuvare US Holdings, Inc. It specializes in deferred and fixed indexed annuities designed to build stable retirement income and financial wellness for individuals and families—particularly middle‑market Americans. With nearly a century of experience, GILICO focuses on delivering flexible, value-oriented solutions, underpinned by long-standing principles of service, experience, and innovation.
Financial Ratings
Live from CANNEXRating Agency
A.M. Best
Rating
B++
Description
Good
Effective
September 25, 2025
Rating Agency
Fitch
Rating
A-
Description
Strong
Effective
May 31, 2022
Rating Agency
Moody's
Rating
A3
Description
Good
Effective
July 21, 2023
Rating Agency
Standard & Poor's
Rating
A-
Description
Strong
Effective
May 31, 2022
Rating Analysis
GILICO has earned an A‑ (Excellent) Financial Strength Rating from AM Best, which places it 4th out of 13 possible ranks. This rating highlights GILICO’s strong capitalization, consistent operating performance, prudent enterprise risk management, and adept balance-sheet positioning.
Guaranty Income Life Products
Fixed Indexed Annuities
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View Products→Multi-Year Guaranteed Annuities
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View Products→Immediate Annuities (SPIA)
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View Products→Deferred Income Annuities (DIA)
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View Products→Free Comparison Report
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