First Symetra National Life Insurance Company Of New York

These ratings reflect First Symetra NY’s strong financial capacity, business stability, and backing from its parent, Symetra Financial, which in turn is supported by Sumitomo Life Insurance. The A.M. Best “A / a+” rating indicates that the company has very good balance sheet strength, favorable risk management practices, and solid operating performance. Moody’s “A1” IFS rating signifies high ability to meet policyholder obligations, stable capital, relatively stable liability profile, and good asset quality. The “stable” outlooks across the rating agencies suggest that no significant credit or solvency risk is expected in the near term, assuming current conditions continue.