About Midland National
Midland National Life Insurance Company, founded in 1906, is a well-established provider of life insurance and annuity products. Headquartered in Sioux Falls, South Dakota, with its annuity division in West Des Moines, Iowa, the company serves customers across the United States (excluding New York). It operates as a member of Sammons Financial Group, Inc., a privately held financial organization. Midland National offers a wide range of financial products, including term life, whole life, universal life, indexed universal life insurance, and fixed and fixed indexed annuities. Known for its strong financial stability, the company holds an A+ rating from A.M. Best, S&P Global Ratings, and Fitch Ratings. Midland National emphasizes long-term financial strength and customer-focused service, managing over one million active policies and paying hundreds of millions in claims annually.
Product Lineup
Capital Income
Fixed Indexed AnnuityFixed Index Annuity with Income Protection & Care Benefit
Best for: Retirees and near-retirees (age 50-80) seeking guaranteed lifetime income with d...
Details →IndexMax ADV
Fixed Indexed AnnuityPrincipal-Protected Index Growth with Tax Deferral
Best for: Investors nearing or in retirement who want tax-deferred growth, principal prote...
Details →LiveWell Guarantee Max
Multi-Year GuaranteedGuaranteed growth. Predictable retirement.
Best for: Conservative retirees and pre-retirees who value guaranteed income, predictabili...
Details →LiveWell Preferred Fixed Index Annuity
Fixed Indexed AnnuityPrincipal Protection + Market Potential
Best for: Conservative investors age 45-85 who are planning for retirement within 5-10 yea...
Details →MNL Endeavor 8
Fixed Indexed AnnuityGrowth + Protection. Market upside. Downside safety.
Best for: Retirees and near-retirees who want market-linked growth with principal protecti...
Details →MNL Guarantee Pro
Multi-Year GuaranteedGuaranteed rates. Flexible access. Peace of mind.
Best for: Retirees and pre-retirees who want guaranteed, predictable growth with flexibili...
Details →MNL IncomeVantage Pro
Fixed Indexed AnnuityGuaranteed income growth with market upside, no downside risk
Best for: Individuals aged 40-79 seeking guaranteed lifetime income with market-linked gro...
Details →MNL RetireVantage 10
Fixed Indexed AnnuityGrowth potential with retirement income flexibility
Best for: Individuals seeking long-term retirement income with tax deferral who want marke...
Details →Financial Ratings
Live from CANNEXRating Agency
A.M. Best
Rating
A+
Description
Superior
Effective
February 26, 2014
Rating Agency
Fitch
Rating
A+
Description
Strong
Effective
May 10, 2017
Rating Agency
Standard & Poor's
Rating
A+
Description
Strong
Effective
February 26, 2014
Midland National Products
Fixed Indexed Annuities
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View Products→Multi-Year Guaranteed Annuities
Compare Midland National MYGA products with guaranteed rates and terms.
View Products→Immediate Annuities (SPIA)
View Midland National single premium immediate annuity options.
View Products→Deferred Income Annuities (DIA)
Explore Midland National deferred income and QLAC products.
View Products→Free Comparison Report
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