National Security Insurance Company

A.M. Best’s Financial Strength Rating of “B” (Fair) indicates that National Security Insurance Company has a fair ability to meet its ongoing insurance obligations but is vulnerable to economic or underwriting setbacks. Its Long-Term Issuer Credit Rating of “bb” (Fair) places it in the non-investment grade category, reflecting noticeable speculative risks and limited capacity to fulfill long-term financial commitments under stress. The addition of the “Under Review with Negative Implications” status in both ratings underscores A.M. Best’s concern about emerging financial or operational challenges, and the possibility of a downgrade if these issues are not adequately addressed.