About AuguStar Financial

AuguStar Financial offers 5 annuity products tracked on our platform. Higher guaranteed rates for deposits of $100,000 or more, plus the security of knowing your exact growth rate upfront regardless of market conditions.

Product Lineup

LunarGuard MYGA

Multi-Year Guaranteed

Guaranteed growth every year - no market risk, predictable returns

Guaranteed GrowthRate known upfront for entire term
Free Withdrawals12% annually
Term Options3, 5, or 7 years
Premium Range$10,000 - $2 million

Best for: Conservative investors seeking predictable growth without market risk who can co...

Details

LunarLock Prime

Multi-Year Guaranteed

Guaranteed growth rates for 3-7 years with higher rates for $100K+

Guaranteed Growth Period3-7 years
Tiered RatesUp to 5.10% for $100K+
Market Value Adjustment0.05-0.20% rate boost
Automatic RenewalSame term renewal

Best for: Conservative investors who want guaranteed returns and can commit funds for 3-7 ...

Details

Orbiter Growth 5

Fixed Indexed Annuity

Market growth potential with zero downside risk and optional bonus

Market Protection0% minimum return
Premium Bonus5% (7-year) or 10% (10-year)
Index OptionsMultiple crediting strategies
GAP Benefit7% minimum per term

Best for: Retirees or pre-retirees who want growth potential but cannot afford to lose the...

Details

Orbiter Income 5

Fixed Indexed Annuity

Market growth potential with guaranteed protection from losses

Floor Protection0% floor
Multiple Index Options
Crediting Strategies
Free WithdrawalsUp to 10% annually

Best for: Best for retirees who want growth potential but cannot afford to lose their prin...

Details

OrionShield 5

Fixed Indexed Annuity

Market growth potential with principal protection and tax deferral

Principal Protection0% minimum return
Multiple Index Options6 crediting strategies
Tax Deferral
Free Withdrawals10% annually

Best for: Individuals at or nearing retirement who want growth potential but cannot afford...

Details

Financial Ratings

Live from CANNEX

Rating Agency

A.M. Best

Rating

A

Description

Excellent

Effective

May 10, 2024

Rating Agency

Fitch

Rating

A-

Description

Strong

Effective

May 10, 2024

Rating Agency

Moody's

Rating

Baa1

Description

Adequate

Effective

May 10, 2024

AuguStar Financial Products

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