LunarGuard MYGA
AuguStar Financial
5%
Best Rate
5%
Free W/D
51
States
A multi-year guaranteed annuity that provides predictable, guaranteed growth for retirement savings without market risk. Perfect for conservative investors seeking steady returns over 3, 5, or 7-year periods.
Free Withdrawal
5%/yr
Available In
51 states
Min Premium
$10,000
Surrender
7 years
Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 3-Year | 4.65% |
| 5-Year | 5% |
| 7-Year | 4.95% |
Key Features
Guaranteed Growth
Rate known upfront for entire termMoney grows by a set interest rate every year with no market risk
Free Withdrawals
12% annuallyTake up to 12% of account value annually without surrender charges
Term Options
3, 5, or 7 yearsChoose guarantee period that fits your timeline
Premium Range
$10,000 - $2 millionFlexible investment amounts with higher rates for larger deposits
Lifetime Payments
Available at age 95 or earlier by choiceOption to convert to guaranteed income for life
Highlights
Guaranteed growth every single year with no risk of losing money due to market volatility
Flexible withdrawal options - take up to 12% annually without penalties
Choice of 3, 5, or 7-year guarantee periods to match your retirement timeline
Surrender Schedule
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
After
0%
Nursing home waiver
Best For
Conservative investors seeking predictable growth without market risk who can commit funds for 3-7 years.
Consider Alternatives If
Investors seeking potentially higher returns who are comfortable with market risk should consider other options.
Carrier Ratings
Free Comparison Report
Get a personalized LunarGuard MYGA illustration
See year-by-year projections for your specific age, premium, and income goals.