Financial Ratings
About Allianz
Allianz Life Insurance Company of North America, headquartered in Minneapolis, is a leading U.S. provider of retirement and protection solutions. As the U.S. life and annuity arm of Allianz SE, one of the world’s largest financial services groups operating in more than 70 countries, Allianz Life combines global stability with local expertise. The company traces its roots back to 1896 through predecessor organizations and became part of the Allianz group in 1979. Today, Allianz Life is best known for its broad portfolio of annuity products designed to meet diverse retirement income needs. These include fixed annuities, fixed index annuities (FIAs), registered index-linked annuities (RILAs), and multi-year guaranteed annuities (MYGAs), offering clients a range of solutions for guaranteed accumulation, income, and principal protection. The company also provides innovative riders such as guaranteed lifetime withdrawal benefits and enhanced death benefits, reflecting a strong focus on both growth and protection. In New York, life and annuity business is issued through an affiliated company due to state-specific licensing requirements.
Product Lineup
Allianz 222
Fixed Indexed AnnuityFixed index annuity with bonuses and guaranteed lifetime income potential
Best for: Retirement savers who want principal protection with growth potential and guaran...
Details →Allianz 222+
Fixed Indexed AnnuityFlexible retirement income with growth potential and downside protection
Best for: People preparing for retirement who want guaranteed income with growth potential...
Details →Allianz 360
Fixed Indexed AnnuityFixed index annuity with 5% interest bonus & guaranteed lifetime income
Best for: Individuals concerned about saving enough for retirement who want principal prot...
Details →Allianz Accumulation Advantage
Fixed Indexed AnnuityIndex-linked growth with principal protection and flexible withdrawal options
Best for: Retirement savers who want market upside potential with principal protection and...
Details →Allianz Accumulation Advantage 7
Fixed Indexed Annuity7-year FIA with principal protection and Index Lock feature
Best for: Investors seeking principal protection with growth potential who can commit fund...
Details →Allianz Accumulation Advantage+
Fixed Indexed AnnuityFixed index annuity with 14% premium bonus and market upside potential
Best for: Investors seeking growth potential with principal protection and those who want ...
Details →Allianz Benefit Control
Fixed Indexed AnnuityFixed index annuity with 25% bonus and guaranteed lifetime income potential
Best for: People approaching or in retirement who want guaranteed income with growth poten...
Details →Allianz Benefit Control+
Fixed Indexed AnnuityFlexible income annuity with bonuses and protection from market downturns
Best for: People approaching or in retirement who want guaranteed income with growth poten...
Details →Core Income 7
Fixed Indexed AnnuityGuaranteed lifetime income with potential for increases and market protection
Best for: People approaching or in retirement who want guaranteed lifetime income with pro...
Details →Essential Income 7
Fixed Indexed AnnuityLifetime income with growth potential - protected from market losses
Best for: People approaching or in retirement who want guaranteed lifetime income with inf...
Details →Retirement Foundation ADV
Fixed Indexed AnnuityFixed index annuity with growing income potential and market upside
Best for: People seeking guaranteed lifetime income with growth potential who can wait unt...
Details →Financial Ratings
Live from CANNEXRating Agency
A.M. Best
Rating
A+
Description
Superior
Effective
August 2, 2016
Rating Agency
Moody's
Rating
Aa3
Description
Excellent
Effective
June 1, 2023
Rating Agency
Standard & Poor's
Rating
AA
Description
Very strong
Effective
February 6, 2009
Rating Analysis
Allianz SE has strong financial strength ratings from major rating agencies, reflecting its robust financial stability and ability to meet its insurance obligations.
Allianz Products
Fixed Indexed Annuities
Explore Allianz fixed indexed annuity products with current rates and features.
View Products→Multi-Year Guaranteed Annuities
Compare Allianz MYGA products with guaranteed rates and terms.
View Products→Immediate Annuities (SPIA)
View Allianz single premium immediate annuity options.
View Products→Deferred Income Annuities (DIA)
Explore Allianz deferred income and QLAC products.
View Products→Free Comparison Report
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