Allianz Accumulation Advantage 7
Allianz
8%
Best Cap
10%
Free W/D
50
States
A 7-year fixed index annuity that protects your principal while providing growth potential tied to market indexes, with flexible access options including penalty-free withdrawals after the surrender period.
Free Withdrawal
10%/yr
Available In
50 states
Min Premium
$20,000
Surrender
7 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| Bloomberg US Dynamic Balance III ER Index | Annual | -- | 125% | -- |
| PIMCO Tactical Balanced ER Index | Annual | -- | 175% | -- |
| S&P 500 Futures Excess Return Index | Annual | -- | 50% | -- |
| S&P 500 Index | Annual | 8% | 100% | -- |
| Fixed Account | 2-Year | -- | -- | -- |
| Fixed Account | Daily | -- | -- | 3.9% |
Key Features
Principal Protection
100% protectionYour initial premium and any credited interest are protected from market losses
Index Lock
Available on select allocationsLock in positive index returns during the crediting period to guarantee interest credit
Free Withdrawals
10% of premium or accumulation value, whichever is greaterTake up to 10% annually without penalties after first year
Surrender Period
7 yearsFull access to funds without penalties
Minimum Premium
$20,000Initial investment requirement
Maximum Issue Age
85 years oldAge limit for purchasing
Highlights
Principal and credited interest protected from market losses while earning indexed interest based on market performance
Index Lock feature lets you capture positive returns during the crediting period to guarantee interest credit
10% free annual withdrawals after first year, plus full access to funds penalty-free after 7 years
Multiple index allocation options with various crediting methods to customize growth potential
Surrender Schedule
Yr 1
8.5%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
After
0%
Nursing home waiver, RMD waiver
Best For
Investors seeking principal protection with growth potential who can commit funds for at least 7 years but want some annual access.
Consider Alternatives If
Those needing immediate liquidity or unwilling to accept surrender charges for early full withdrawals within 7 years.
Carrier Ratings
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