Allianz Accumulation Advantage 7 vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Allianz Life Insurance Company of North America

Allianz Accumulation Advantage 7

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

8%

Participation

125%

Fixed Rate

3.9%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (6)

Bloomberg US Dynamic Balance III ER Index125% part
PIMCO Tactical Balanced ER Index175% part
S&P 500 Futures Excess Return Index50% part
S&P 500 Index8% cap
Fixed Account--

Surrender (7 yrs)

Y1 8.5%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%

Waivers

Nursing home waiverRMD waiver
States50
Min Premium$20,000
Issue Age0–85

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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