Allianz 222
Allianz
4.5%
Best Cap
10%
Free W/D
A fixed index annuity that provides principal protection with growth potential tied to market indexes, plus guaranteed lifetime income with bonuses. Designed for retirement savers who want market upside without downside risk.
Free Withdrawal
10%/yr
Available In
1 states
Min Premium
$20,000
Surrender
10 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| BlackRock iBLD Claria II Excess Return Index | Annual | -- | 100% | -- |
| Bloomberg US Dynamic Balance II ER Index | Annual | -- | 85% | -- |
| PIMCO Tactical Balanced ER Index | Annual | -- | 105% | -- |
| S&P 500 Futures Daily Risk Control 5% Index Excess Return | Annual | -- | 145% | -- |
| S&P 500 Index | Annual | 4.5% | 100% | -- |
| S&P 500 Index | Monthly | 1.7% | 100% | -- |
| Fixed Account | 2-Year | -- | -- | -- |
| Fixed Account | 5Y | -- | -- | -- |
| Fixed Account | Daily | -- | -- | 2.8% |
Key Features
Premium Bonus
15%15% bonus on all premium paid in first three contract years
Interest Bonus
50%50% bonus on any earned interest credited to Protected Income Value
Index Options
5 index optionsChoose from S&P 500, Nasdaq-100, Russell 2000, Barclays US Dynamic Balance Index II, or blended index
Lifetime Income
5.0%-6.0% annual withdrawal ratesGuaranteed payments for life starting at age 60
Free Withdrawals
10% annuallyTake up to 10% of premium annually without surrender charges
Income Multiplier
Up to 200%Up to double annual income if confined to qualifying care facility
Additional Premium
$100,000 maximumAdd money to contract until third anniversary
Highlights
Earn potential interest based on market indexes like S&P 500 without market risk to your principal
Get a 15% bonus on premiums paid in the first three years plus 50% bonus on all interest earned
Receive guaranteed lifetime income starting at age 60 with potential annual increases
Access up to 10% of your premium each year without surrender charges after the first year
Double your income withdrawals if confined to nursing care, hospital, or assisted living for 90+ days
Surrender Schedule
Yr 1
10%
Yr 2
10%
Yr 3
10%
Yr 4
8.75%
Yr 5
7.5%
Yr 6
6.25%
Yr 7
5%
Yr 8
3.75%
Yr 9
2.5%
Yr 10
1.25%
After
0%
Nursing home waiver
Best For
Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.
Consider Alternatives If
People who need immediate access to their money or want to start income payments right away.
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