Financial Ratings
About Western Catholic Union
As of 2025, Western Catholic Union (WCU) is a fraternal benefit society founded in 1877 with a mission of attending to the fraternal, financial, and spiritual well‑being of its members through affordable insurance and annuity products and community engagement. The organization offers insurance and annuity solutions designed to help members plan for retirement, protect families, and manage final expenses. Its operations are structured around local branch chapters, scholarship programs, charitable outreach, and faith-based activities that reinforce strong community ties and values.
Financial Ratings
Live from CANNEXRating Agency
A.M. Best
Rating
A-
Description
Excellent
Effective
March 31, 2025
Rating Agency
Fitch
Rating
AA
Description
Very strong
Effective
June 5, 2015
Rating Agency
Moody's
Rating
Aa3
Description
Excellent
Effective
June 5, 2015
Rating Agency
Standard & Poor's
Rating
A-
Description
Strong
Effective
March 31, 2025
Rating Analysis
As of mid-2025, Western Catholic Union does not hold an AM Best rating. Weiss Ratings gives WCU a C (July 2025), reflecting fair stability with solid profitability and liquidity but weaker investment quality and diversification. The Business Consumer Alliance assigns a BBB (August 16, 2025), noting a clean record with no consumer complaints.
Western Catholic Union Products
Fixed Indexed Annuities
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