USAA Life Insurance Company

Financial Ratings

A.M. Best A++Stable

About USAA Life Insurance Company

USAA Life Insurance Company, founded in 1963 and headquartered in San Antonio, Texas, is a subsidiary of USAA (United Services Automobile Association) — a Fortune 500 financial services group serving military members, veterans, and their families. USAA Life specializes in life insurance, annuities, and retirement solutions, offering competitive fixed and variable annuity products that emphasize safety, predictable returns, and tax-deferred accumulation.

The company operates in all 50 states, with USAA Life Insurance Company of New York serving New York residents through state-specific filings. USAA’s products are known for combining financial strength, disciplined risk management, and customer-first service, maintaining a reputation as one of the most trusted names in the insurance and retirement industry.

Financial Ratings

Rating Agency

A.M. Best

Rating

A++

Outlook

Stable

As of

August 2025

Rating Analysis

USAA Life’s A++ (Superior) rating from A.M. Best reflects its exceptional financial strength, conservative investment portfolio, and long history of consistent capital management. Its AA+ ratings from S&P and Fitch, and Aa1 from Moody’s, indicate very strong claims-paying ability and minimal credit risk. All major agencies maintain a Stable outlook, underscoring confidence in USAA’s long-term financial stability and disciplined underwriting practices.