S.USA Life Insurance Company, Inc.

Financial Ratings

A.M. Best A-Excellent

About S.USA Life Insurance Company, Inc.

S.USA Life Insurance Company, Inc., founded in 1995 and headquartered in Roanoke, Virginia, is an Arizona‑domiciled life insurer licensed in 48 states plus Washington, D.C. As a subsidiary of Prosperity Life Group, the company leverages the group’s broad geographic footprint and experienced leadership. It offers a wide range of insurance and annuity products—including annuities, protection, and asset accumulation—distributed through banks, independent marketing organizations, managing general agencies, and independent agents.

Financial Ratings

Live from CANNEX

Rating Agency

A.M. Best

Rating

A-

Description

Excellent

Effective

September 3, 2020

Rating Analysis

S.USA Life Insurance Company, Inc. holds strong ratings from A.M. Best, with both its Financial Strength Rating (A‑) and Long-Term Issuer Credit Rating (a‑) categorized as “Excellent.” These were last affirmed but currently remain under review as of February 6, 2025, due to an imminent acquisition by JAB Holding Company, which A.M. Best is monitoring for potential implications. On the other hand, Weiss Ratings assigns S.USA a “C‑” (Weak) as of July 2025, noting weak profitability and past operating losses offset, in part, by solid liquidity and reasonable capitalization. The company’s COMDEX ranking of 56 also reflects a moderate standing among its rated peers.