Best 7-Year MYGA Rates

Top 7-year multi-year guaranteed annuity rates ranked by highest guaranteed rate. Updated daily from CANNEX.

Updated April 6, 2026 — 25 products ranked

#	Carrier	Product	7-Year Rate	AM Best
1	Atlantic Coast Life	Safe Harbor Bonus Guarantee	6.90%	B
2	Knighthead Life	Staysail	6.50%	A-
3	Gulf Guaranty Life Insurance Company	Anchor MYGA	6.30%	B++
4	Wichita National Life Insurance	Security MYGA	6.10%	B+
5	Sentinel Security Life	Personal Choice Annuity	6.05%	B
6	Heartland National Life Insurance Company	Secure Rate MYGA	5.95%	B++
7	Axonic Insurance Services	Skyline MYGA	5.90%	A-
8	Revol One Financial	DirectGrowth MYGA	5.85%	B++
9	Baltimore Life Companies	IQumulate Single Premium Deferred Annuity	5.80%	B++
10	Atlantic Coast Life	Safe Haven Bonus Guarantee	5.75%	B
11	Mountain Life Insurance Company	Secure Summit	5.75%	B+
12	Revol One Financial	DirectGrowth MYGA California	5.75%	B++
13	Farmers Life Insurance Company	Safeguard Plus	5.70%	B++
14	Aspida Life Insurance Company	Aspida Advisory MYGA	5.65%	A-
15	Axonic Insurance Services	Waypoint MYGA	5.50%	A-
16	Aspida Life Insurance Company	Synergy Choice MYGA	5.40%	A-
17	American National Insurance Company	Palladium MYG Max	5.35%	A
18	Nassau Life and Annuity Company	MYAnnuity	5.30%	B++
19	Talcott Financial Group	EverStead MYGA	5.30%	A-
20	American National Insurance Company	Palladium MYG	5.25%	A
21	Aspida Life Insurance Company	WealthLock MYGA Plus	5.25%	A-
22	Sagicor Life Insurance Company	Milestone Max MYGA	5.25%	A-
23	Axonic Insurance Services	Incline MYGA	5.25%	A-
24	Sagicor Life Insurance Company	Milestone MYGA	5.20%	A-
25	Aspida Life Insurance Company	WealthLock MYGA	5.20%	A-

Rankings based on live CANNEX rate data. Subject to change. Verify rates directly with carriers.

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