Fixed Indexed Annuity
New Heights Select 12
CL Life
7%
Free W/D
26
States
Free Withdrawal
7%/yr
Available In
26 states
Min Premium
$25,000
Surrender
12 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| Goldman Sachs New Horizons Index | 3Y | -- | 225% | -- |
| Goldman Sachs New Horizons Index | Annual | -- | 125% | -- |
| J.P. Morgan Mozaic II Index | 3Y | -- | 160% | -- |
| J.P. Morgan Mozaic II Index | Annual | -- | 100% | -- |
| Loomis Sayles Discovery Index | 3Y | -- | 160% | -- |
| Loomis Sayles Discovery Index | Annual | -- | 70% | -- |
| Nasdaq-100 Volatility Control 10% PR Index | 3Y | -- | 50% | -- |
| Nasdaq-100 Volatility Control 10% PR Index | Annual | -- | 30% | -- |
| NYSE Zebra Edge II Index | 3Y | -- | 215% | -- |
| NYSE Zebra Edge II Index | Annual | -- | 115% | -- |
| SG Macro Compass Index | 3Y | -- | 175% | -- |
| SG Macro Compass Index | Annual | -- | 110% | -- |
| S&P 500 Index | 3Y | -- | 30% | -- |
| S&P 500 Index | Annual | -- | 35% | -- |
| Fixed Account | 3Y | -- | -- | 0.1% |
| Fixed Account | Annual | -- | -- | 0.1% |
Surrender Schedule
Yr 1
10%
Yr 2
10%
Yr 3
10%
Yr 4
10%
Yr 5
10%
Yr 6
9.5%
Yr 7
9%
Yr 8
8%
Yr 9
7%
Yr 10
6%
Yr 11
5%
Yr 12
4%
After
0%
Nursing home waiver, RMD waiver, Terminal illness waiver
Carrier Ratings
A.M. BestA+
Moody'sA1
Standard & Poor'sA+
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