New Heights Select 12 vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
Nationwide Life Insurance Company
New Heights Select 12
Participation
225%
Fixed Rate
0.1%
Free W/D
7%
A.M. BestA+
Moody'sA1
Standard & Poor'sA+
Strategies (16)
Goldman Sachs New Horizons Index225% part
Goldman Sachs New Horizons Index125% part
J.P. Morgan Mozaic II Index160% part
J.P. Morgan Mozaic II Index100% part
Loomis Sayles Discovery Index160% part
Surrender (12 yrs)
Y1 10%Y2 10%Y3 10%Y4 10%Y5 10%Y6 9.5%Y7 9%Y8 8%Y9 7%Y10 6%Y11 5%Y12 4%
Waivers
Nursing home waiverRMD waiverTerminal illness waiver
States26
Min Premium$25,000
Issue Age0–64
Athene Annuity and Life Company
Athene Agility 10
Growth with principal protection for confident retirement
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+
Strategies (15)
AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part
Surrender (10 yrs)
Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%
Waivers
Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80
Best For
People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.
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