New Heights Select 12 vs Allianz 222
Side-by-side comparison with live CANNEX rate data
Nationwide Life Insurance Company
New Heights Select 12
Participation
225%
Fixed Rate
0.1%
Free W/D
7%
A.M. BestA+
Moody'sA1
Standard & Poor'sA+
Strategies (16)
Goldman Sachs New Horizons Index225% part
Goldman Sachs New Horizons Index125% part
J.P. Morgan Mozaic II Index160% part
J.P. Morgan Mozaic II Index100% part
Loomis Sayles Discovery Index160% part
Surrender (12 yrs)
Y1 10%Y2 10%Y3 10%Y4 10%Y5 10%Y6 9.5%Y7 9%Y8 8%Y9 7%Y10 6%Y11 5%Y12 4%
Waivers
Nursing home waiverRMD waiverTerminal illness waiver
States26
Min Premium$25,000
Issue Age0–64
Allianz Life Insurance Company of North America
Allianz 222
Fixed index annuity with bonuses and guaranteed lifetime income potential
Cap Rate
4.5%
Participation
100%
Fixed Rate
2.8%
Free W/D
10%
A.M. BestA+
Moody'sAa3
Standard & Poor'sAA
Strategies (9)
BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap
Surrender (10 yrs)
Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%
Waivers
Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80
Best For
Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.
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