Multi-Year Guaranteed Annuity
SPDA Series II
CL Life
3.75%
Best Rate
10%
Free W/D
48
States
Free Withdrawal
10%/yr
Available In
48 states
Min Premium
$3,000
Surrender
7 years
Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 1-Year | 3.75% |
| 3-Year | 3.7% |
| 5-Year | 3.6% |
| 7-Year | 3.5% |
Surrender Schedule
Yr 1
7%
Yr 2
7%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
After
0%
Nursing home waiver, Terminal illness waiver, Unemployment waiver
Carrier Ratings
A.M. BestA+
FitchAA
Moody'sAa3
Standard & Poor'sAA-
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