PRODUCTS

CL Life Multi-Year Guaranteed Annuities

Explore Multi-Year Guaranteed Annuity (MYGA) products from CL Life. Guaranteed rates with predictable income.

115

Products

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Access SPDA

MYGA
AM BestA-

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Advanced Choice

MYGA

Best Rate

5.10%

3-Year4.75%
5-Year5.1%
7-Year5.1%
AM BestA-

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Advantage 5 Advisory

MYGA

Best Rate

4.85%

5-Year4.85%
AM BestA++

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Alpine Horizon

MYGA

Best Rate

6.15%

3-Year6%
5-Year6.15%
AM BestB+

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American Equity GuaranteeShield

MYGA

Best Rate

3.75%

3-Year3.75%
5-Year3.75%
AM BestA

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American Freedom Aspire 3

MYGA

Best Rate

3.75%

3-Year3.75%
AM BestA++

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American Freedom Aspire 5

MYGA

Best Rate

4.30%

5-Year4.3%
AM BestA++

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American Freedom Aspire 7

MYGA

Best Rate

4.55%

7-Year4.55%
AM BestA++

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American Freedom Classic 3 - 2025

MYGA

Best Rate

4.10%

3-Year4.1%
AM BestA++

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American Freedom Classic 5 - 2025

MYGA

Best Rate

4.25%

5-Year4.25%
AM BestA++

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American Freedom Classic 7 - 2025

MYGA

Best Rate

4.40%

7-Year4.4%
AM BestA++

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Anchor MYGA

MYGA

Best Rate

6.30%

5-Year6.3%
7-Year6.3%
AM BestB++

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Apex Control

MYGA

Best Rate

4.95%

3-Year4.55%
5-Year4.95%
7-Year4.95%
AM BestA-

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Apex MYGA

MYGA

Best Rate

5.05%

3-Year4.7%
5-Year5.05%
7-Year5.05%
AM BestA-

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Apollo MVA

MYGA
AM BestA++

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Apollo SP

MYGA
AM BestA++

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Aspida Advisory MYGA

MYGA

Best Rate

5.65%

3-Year4.7%
5-Year5.4%
7-Year5.65%
AM BestA-

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Asset Guard

MYGA

Best Rate

5.00%

3-Year4.75%
5-Year5%
AM BestA-

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Athene MaxRate

MYGA

Best Rate

4.95%

3-Year4.65%
5-Year4.95%
7-Year4.95%
AM BestA+

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Athene MYG

MYGA

Best Rate

4.95%

3-Year4.6%
5-Year4.95%
7-Year4.95%
AM BestA+

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Athene MYG NY

MYGA

Best Rate

4.65%

3-Year4.25%
5-Year4.6%
7-Year4.65%
AM BestA+

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Certainty Select

MYGA

Best Rate

5.25%

3-Year5%
5-Year5.25%
AM BestB++

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ChoiceFour (Base contract)

MYGA
AM BestB++

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ChoiceFour (Liquidity)

MYGA
AM BestB++

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ChoiceFour (Liquidity + MVA)

MYGA
AM BestB++

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ChoiceFour (MVA)

MYGA
AM BestB++

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Clear Income Advantage - FP Series

MYGA

Best Rate

1.00%

7-Year1%
AM BestA++

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CL Sundance

MYGA

Best Rate

5.50%

3-Year5.35%
5-Year5.5%
AM BestB++

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CL Tarrant Trail Annuity

MYGA
AM BestB++

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Diamond Head MYGA

MYGA

Best Rate

4.80%

3-Year4.6%
5-Year4.8%
7-Year4.8%
AM BestA

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Eagle Guarantee Focus Series

MYGA

Best Rate

4.90%

3-Year4.05%
5-Year4.3%
7-Year4.9%
AM BestA

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Eleos MVA

MYGA

Best Rate

4.65%

5-Year4.65%
AM BestA++

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Eleos SP

MYGA

Best Rate

4.50%

5-Year4.5%
AM BestA++

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Expedition 2 with MVA

MYGA

Best Rate

5.00%

3-Year4.3%
5-Year4.75%
7-Year5%
AM BestA+

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Expedition II

MYGA

Best Rate

4.75%

3-Year4.3%
5-Year4.55%
7-Year4.75%
AM BestA+

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ForeCare Fixed Annuity (LTC)

MYGA
AM BestA

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Future Flex 5

MYGA
AM BestA-

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Future Flex 8

MYGA
AM BestA-

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Future Flex Classic

MYGA
AM BestA-

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Guaranty Rate Lock

MYGA

Best Rate

4.80%

3-Year4.3%
5-Year4.8%
7-Year4.8%
AM BestA-

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Guardian Eagle

MYGA

Best Rate

5.40%

3-Year5.15%
5-Year5.4%
7-Year5%
AM BestB++

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Guardian Eagle Flex

MYGA

Best Rate

4.25%

5-Year4.25%
AM BestB++

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Harbourview Multi-Year Guaranteed Annuity

MYGA

Best Rate

5.10%

3-Year4.8%
5-Year4.9%
7-Year5.1%
AM BestA

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Income Creator

MYGA

Best Rate

3.00%

7-Year3%
AM BestA+

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IQumulate Single Premium Deferred Annuity

MYGA

Best Rate

5.80%

3-Year5.35%
5-Year5.8%
7-Year5.8%
AM BestB++

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Jackson RateProtector

MYGA

Best Rate

4.75%

3-Year4.2%
5-Year4.75%
7-Year4.75%
AM BestA

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LiveWell Guarantee Max

MYGA

Best Rate

4.90%

3-Year4.55%
5-Year4.9%
7-Year4.65%
AM BestA+

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Milestone Max MYGA

MYGA

Best Rate

5.25%

3-Year4.8%
5-Year5.2%
7-Year5.25%
AM BestA-

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Milestone MYGA

MYGA

Best Rate

5.20%

3-Year4.75%
5-Year5.15%
7-Year5.2%
AM BestA-

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MNL Guarantee Pro

MYGA

Best Rate

4.80%

3-Year4.45%
5-Year4.8%
7-Year4.55%
AM BestA+

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MultiRate

MYGA

Best Rate

3.65%

3-Year3.65%
5-Year3.6%
7-Year3.5%
AM BestA+

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Multi Select

MYGA

Best Rate

5.05%

3-Year4.3%
5-Year4.8%
7-Year5.05%
AM BestA

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MultiVantage

MYGA

Best Rate

3.45%

5-Year3.45%
7-Year3.45%
AM BestA+

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MYAnnuity

MYGA

Best Rate

5.30%

5-Year5.25%
7-Year5.3%
AM BestB++

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MYAnnuity 5X

MYGA

Best Rate

4.80%

5-Year4.8%
AM BestB++

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NAC Guarantee Plus

MYGA

Best Rate

5.05%

3-Year4.6%
5-Year5.05%
7-Year4.7%
AM BestA+

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NAC Max Elite Guarantee

MYGA

Best Rate

4.75%

3-Year4.35%
5-Year4.75%
7-Year4.5%
AM BestA+

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New Momentum

MYGA

Best Rate

3.55%

5-Year3.55%
7-Year3.3%
AM BestA+

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Oak ADVantage

MYGA

Best Rate

5.10%

3-Year4.85%
5-Year5.1%
7-Year4.85%
AM BestA+

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Pacific Harbor

MYGA

Best Rate

4.80%

3-Year4.7%
5-Year4.8%
AM BestA+

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Performance SPDA

MYGA

Best Rate

4.80%

3-Year3.6%
5-Year4.8%
7-Year4.8%
AM BestA-

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Personal Choice Annuity

MYGA

Best Rate

6.05%

3-Year5.8%
5-Year6.05%
7-Year6.05%
AM BestB

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Pinnacle Plus MYGA

MYGA

Best Rate

4.95%

3-Year4.6%
5-Year4.95%
7-Year4.95%
AM BestA-

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Platinum Assure

MYGA

Best Rate

5.05%

3-Year4.45%
5-Year4.9%
7-Year5.05%
AM BestA

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Platinum Assure

MYGA

Best Rate

4.90%

3-Year4.45%
5-Year4.9%
AM BestA

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Platinum Edge

MYGA

Best Rate

4.00%

3-Year2.7%
5-Year3.5%
7-Year4%
AM BestA+

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Premier Voyage

MYGA

Best Rate

4.65%

3-Year4.4%
5-Year4.45%
7-Year4.65%
AM BestA++

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Preserve Multi-Year Guaranteed Annuity

MYGA

Best Rate

5.10%

3-Year4.75%
5-Year5.05%
7-Year5.1%
AM BestA-

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Protective&reg Series Foundation Annuity

MYGA

Best Rate

4.05%

5-Year4.05%
AM BestA+

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Rate Track

MYGA

Best Rate

1.20%

5-Year1.1%
7-Year1.2%
AM BestA-

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Reliance Guarantee

MYGA

Best Rate

4.85%

5-Year4.65%
7-Year4.85%
AM BestA++

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Safeguard Plus

MYGA

Best Rate

5.75%

3-Year5.3%
5-Year5.75%
7-Year5.7%
AM BestB++

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Safe Harbor Bonus Guarantee

MYGA

Best Rate

6.90%

3-Year5.8%
5-Year6.45%
7-Year6.9%
AM BestB

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Safe Haven Bonus Guarantee

MYGA

Best Rate

5.75%

3-Year5.45%
5-Year5.7%
7-Year5.75%
AM BestB

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SecureFore

MYGA

Best Rate

4.85%

3-Year4.1%
5-Year4.5%
7-Year4.85%
AM BestA

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SecureGain 3

MYGA

Best Rate

3.75%

3-Year3.75%
AM BestA++

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SecureGain 3 - 2025

MYGA

Best Rate

3.95%

3-Year3.95%
AM BestA++

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SecureGain 5

MYGA

Best Rate

4.15%

5-Year4.15%
AM BestA++

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SecureGain 5 - 2025

MYGA

Best Rate

4.30%

5-Year4.3%
AM BestA++

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SecureGain 7

MYGA

Best Rate

3.55%

7-Year3.55%
AM BestA++

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SecureGain 7 - 2025

MYGA

Best Rate

4.45%

7-Year4.45%
AM BestA++

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Secure Growth

MYGA

Best Rate

5.00%

3-Year4.1%
5-Year5%
7-Year4.7%
AM BestA+

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SecureOption Choice

MYGA

Best Rate

4.75%

3-Year4.35%
5-Year4.65%
7-Year4.75%
AM BestA+

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SecureOption Focus

MYGA

Best Rate

3.75%

3-Year3.75%
5-Year3.75%
7-Year3.75%
AM BestA+

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Secure Rate MYGA

MYGA

Best Rate

5.95%

3-Year5.5%
5-Year5.9%
7-Year5.95%
AM BestB++

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SecureSaver

MYGA

Best Rate

5.00%

5-Year5%
7-Year4.9%
AM BestA+

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Secure Summit

MYGA

Best Rate

5.75%

3-Year5.75%
5-Year5.75%
7-Year5.75%
AM BestB+

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Secure Term Choice II

MYGA

Best Rate

4.20%

3-Year4.05%
5-Year4.1%
7-Year4.2%
AM BestA++

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Secure Term Fixed Annuity IV - FP Series

MYGA

Best Rate

4.00%

3-Year3.85%
5-Year3.9%
7-Year4%
AM BestA++

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Secure Term Fixed Annuity V

MYGA

Best Rate

4.20%

3-Year4.05%
5-Year4.1%
7-Year4.2%
AM BestA++

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Secure Term MVA II

MYGA

Best Rate

4.30%

3-Year4.1%
5-Year4.2%
7-Year4.3%
AM BestA++

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Security MYGA

MYGA

Best Rate

6.25%

3-Year5.85%
5-Year6.25%
7-Year6.1%
AM BestB+

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Select Choice

MYGA

Best Rate

5.15%

3-Year4.55%
5-Year4.95%
7-Year5.15%
AM BestA-

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Select Choice

MYGA

Best Rate

5.10%

3-Year4.5%
5-Year4.9%
7-Year5.1%
AM BestA-

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Select Choice Plus

MYGA

Best Rate

5.00%

3-Year4.55%
5-Year4.85%
7-Year5%
AM BestA-

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Select Choice Plus

MYGA

Best Rate

4.75%

3-Year4.2%
5-Year4.45%
7-Year4.75%
AM BestA-

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Select Choice Plus

MYGA

Best Rate

4.95%

3-Year4.5%
5-Year4.8%
7-Year4.95%
AM BestA-

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Select Choice Plus

MYGA

Best Rate

4.70%

3-Year4.15%
5-Year4.4%
7-Year4.7%
AM BestA-

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Select Max

MYGA

Best Rate

5.00%

3-Year4.6%
5-Year4.9%
7-Year5%
AM BestA

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Select Pro

MYGA

Best Rate

4.85%

3-Year4.5%
5-Year4.8%
7-Year4.85%
AM BestA

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Select Pro NY

MYGA

Best Rate

4.15%

3-Year3.9%
5-Year4.15%
7-Year4.15%
AM BestA

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SeniorSelect

MYGA
AM BestA+

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Simple Annuity

MYGA
AM BestB++

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Sky Harbourview Multi-Year Guaranteed Annuity

MYGA

Best Rate

4.95%

3-Year4.65%
5-Year4.75%
7-Year4.95%
AM BestA

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Smart Saver NY

MYGA

Best Rate

4.40%

5-Year4.35%
7-Year4.4%
AM BestA+

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SmartSelect

MYGA

Best Rate

3.85%

3-Year3.55%
5-Year3.85%
7-Year3.6%
AM BestA+

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SmartSelect Two

MYGA

Best Rate

3.95%

3-Year3.7%
5-Year3.95%
7-Year3.75%
AM BestA+

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SmartStep

MYGA
AM BestA+

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SPDA Series II

MYGA

Best Rate

3.70%

3-Year3.7%
5-Year3.6%
7-Year3.5%
AM BestA+

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Stable Income Annuity

MYGA

Best Rate

2.60%

7-Year2.6%
AM BestA+

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Stable Voyage

MYGA

Best Rate

4.25%

3-Year4.2%
5-Year4.25%
AM BestA++

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Staysail

MYGA

Best Rate

6.50%

3-Year5.6%
5-Year6.3%
7-Year6.5%
AM BestA-

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Synergy Choice MYGA

MYGA

Best Rate

5.40%

3-Year4.45%
5-Year5.25%
7-Year5.4%
AM BestA-

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WealthLock MYGA

MYGA

Best Rate

5.20%

3-Year4.25%
5-Year4.95%
7-Year5.2%
AM BestA-

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WealthLock MYGA Plus

MYGA

Best Rate

5.25%

3-Year4.4%
5-Year5.15%
7-Year5.25%
AM BestA-

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