Brighthouse SecureKey 10-Year
Brighthouse Financial
9.75%
Best Cap
10%
Free W/D
49
States
A fixed indexed annuity that protects your principal from market losses while allowing participation in market gains, with an optional income rider for guaranteed lifetime withdrawals.
Free Withdrawal
10%/yr
Available In
49 states
Min Premium
$25,000
Surrender
10 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| MSCI EAFE Index | Annual | 9.75% | 100% | -- |
| Russell 2000 Index | Annual | 9.75% | 100% | -- |
| S&P 500 Index | Annual | 9.25% | 100% | -- |
| S&P 500 Low Volatility (PR) Daily Risk Control 5% USD Index | Annual | 10.75% | 100% | -- |
| Fixed Account | Daily | -- | -- | 4% |
Key Features
Principal Protection
100% protectionYour initial investment is protected from market downturns
Market Participation
S&P 500, Russell 2000, MSCI EAFEEarn returns based on performance of major market indices
Free Withdrawals
Up to 10% annuallyWithdraw money penalty-free each year
Withdrawal Charge Period
10 years (9% to 0%)Early withdrawal penalties decline over time
Minimum Investment
$25,000Low entry point for most investors
Maximum Investment
Up to $1 millionHigh limit without company approval
Highlights
100% protection of your initial investment from market losses while still participating in market gains
Optional guaranteed lifetime income rider (ReadyPay) for reliable retirement income
Choose from multiple market indices including S&P 500, Russell 2000, and MSCI EAFE
10% annual free withdrawals without penalty charges
Enhanced interest rates available for investments of $100,000 or more
Surrender Schedule
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
Yr 8
2%
Yr 9
1%
Yr 10
1%
After
0%
Nursing home waiver, RMD waiver, Terminal illness waiver
Best For
Conservative investors aged 50-85 who want market participation with principal protection and may need guaranteed lifetime income.
Consider Alternatives If
Investors who need immediate liquidity or want aggressive growth without any restrictions on withdrawals.
Carrier Ratings
Free Comparison Report
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