Brighthouse SecureKey 10-Year vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Brighthouse Financial

Brighthouse SecureKey 10-Year

Guaranteed rates for 3-7 years with flexible access to your money

Cap Rate

9.75%

Fixed Rate

4%

Free W/D

10%

A.M. BestA
FitchA
Moody'sA3
Standard & Poor'sA+

Strategies (5)

MSCI EAFE Index9.75% cap
Russell 2000 Index9.75% cap
S&P 500 Index9.25% cap
S&P 500 Low Volatility (PR) Daily Risk Control 5% USD Index10.75% cap
Fixed Account4%

Surrender (10 yrs)

Y1 9%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%Y8 2%Y9 1%Y10 1%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States49
Min Premium$25,000
Issue Age0–85

Best For

Conservative investors seeking guaranteed returns and flexible access to funds during retirement planning.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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