Fixed Indexed Annuity
North American Charter Plus 10
American National Life Insurance Company
6%
Best Cap
10%
Free W/D
50
States
Free Withdrawal
10%/yr
Available In
50 states
Min Premium
$20,000
Surrender
10 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| Barclays Transitions 12% Index | 2-Year | -- | 60% | -- |
| Barclays Transitions 12% Index | Annual | -- | 40% | -- |
| Barclays Transitions 6% Index | 2-Year | -- | 120% | -- |
| Barclays Transitions 6% Index | Annual | -- | 75% | -- |
| Fidelity Multifactor Yield Index 5% ER | 2-Year | -- | 110% | -- |
| Fidelity Multifactor Yield Index 5% ER | Annual | -- | 125% | -- |
| Goldman Sachs Equity TimeX Index | 2-Year | -- | 70% | -- |
| Goldman Sachs Equity TimeX Index | Annual | -- | 40% | -- |
| Morgan Stanley Dynamic Global Index | 2-Year | -- | 120% | -- |
| Morgan Stanley Dynamic Global Index | Annual | -- | 80% | -- |
| S&P 500 Index | 2-Year | -- | 25% | -- |
| S&P 500 Index | Annual | 6% | 100% | -- |
| S&P 500 Index | Monthly | 1.4% | 100% | -- |
| S&P MARC 5% Excess Return | 2-Year | -- | 110% | -- |
| S&P MARC 5% Excess Return | Annual | -- | 85% | -- |
| Fixed Account | Daily | -- | -- | 2.7% |
Surrender Schedule
Yr 1
10%
Yr 2
10%
Yr 3
9%
Yr 4
9%
Yr 5
8%
Yr 6
8%
Yr 7
7%
Yr 8
6%
Yr 9
4%
Yr 10
2%
After
0%
Nursing home waiver
Carrier Ratings
A.M. BestA+
FitchA+
Standard & Poor'sA+
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