North American Charter Plus 10 vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
North American Company for Life and Health Insurance
North American Charter Plus 10
Cap Rate
6%
Participation
60%
Fixed Rate
2.7%
Free W/D
10%
A.M. BestA+
FitchA+
Standard & Poor'sA+
Strategies (16)
Barclays Transitions 12% Index60% part
Barclays Transitions 12% Index40% part
Barclays Transitions 6% Index120% part
Barclays Transitions 6% Index75% part
Fidelity Multifactor Yield Index 5% ER110% part
Surrender (10 yrs)
Y1 10%Y2 10%Y3 9%Y4 9%Y5 8%Y6 8%Y7 7%Y8 6%Y9 4%Y10 2%
Waivers
Nursing home waiver
States50
Min Premium$20,000
Issue Age0–79
Athene Annuity and Life Company
Athene Agility 10
7-year growth potential with guaranteed rates and market protection
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+
Strategies (15)
AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part
Surrender (10 yrs)
Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%
Waivers
Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80
Best For
Pre-retirees and retirees who want growth potential with principal protection and are comfortable with a 7-year commitment.
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