Fixed Indexed Annuity
North American Charter Plus 14
American Life
6.5%
Best Cap
10%
Free W/D
29
States
Free Withdrawal
10%/yr
Available In
29 states
Min Premium
$20,000
Surrender
14 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| Barclays Transitions 12% Index | 2-Year | -- | 65% | -- |
| Barclays Transitions 12% Index | Annual | -- | 45% | -- |
| Barclays Transitions 6% Index | 2-Year | -- | 135% | -- |
| Barclays Transitions 6% Index | Annual | -- | 85% | -- |
| Fidelity Multifactor Yield Index 5% ER | 2-Year | -- | 125% | -- |
| Fidelity Multifactor Yield Index 5% ER | Annual | -- | 90% | -- |
| Goldman Sachs Equity TimeX Index | 2-Year | -- | 75% | -- |
| Goldman Sachs Equity TimeX Index | Annual | -- | 45% | -- |
| Morgan Stanley Dynamic Global Index | 2-Year | -- | 135% | -- |
| Morgan Stanley Dynamic Global Index | Annual | -- | 90% | -- |
| S&P 500 Index | 2-Year | -- | 30% | -- |
| S&P 500 Index | Annual | 6.5% | 100% | -- |
| S&P 500 Index | Monthly | 1.45% | 100% | -- |
| S&P MARC 5% Excess Return | 2-Year | -- | 125% | -- |
| S&P MARC 5% Excess Return | Annual | -- | 90% | -- |
| Fixed Account | Daily | -- | -- | 2.8% |
Surrender Schedule
Yr 1
12%
Yr 2
12%
Yr 3
11%
Yr 4
11%
Yr 5
10%
Yr 6
9%
Yr 7
8%
Yr 8
7%
Yr 9
6%
Yr 10
5%
Yr 11
4%
Yr 12
3%
Yr 13
2%
Yr 14
1%
After
0%
Nursing home waiver
Carrier Ratings
A.M. BestA+
FitchA+
Standard & Poor'sA+
Free Comparison Report
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