North American Charter Plus 14 vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
North American Company for Life and Health Insurance
North American Charter Plus 14
Cap Rate
6.5%
Participation
65%
Fixed Rate
2.8%
Free W/D
10%
A.M. BestA+
FitchA+
Standard & Poor'sA+
Strategies (16)
Barclays Transitions 12% Index65% part
Barclays Transitions 12% Index45% part
Barclays Transitions 6% Index135% part
Barclays Transitions 6% Index85% part
Fidelity Multifactor Yield Index 5% ER125% part
Surrender (14 yrs)
Y1 12%Y2 12%Y3 11%Y4 11%Y5 10%Y6 9%Y7 8%Y8 7%Y9 6%Y10 5%Y11 4%Y12 3%Y13 2%Y14 1%
Waivers
Nursing home waiver
States29
Min Premium$20,000
Issue Age0–46
Athene Annuity and Life Company
Athene Agility 10
Growth with principal protection for confident retirement
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+
Strategies (15)
AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part
Surrender (10 yrs)
Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%
Waivers
Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80
Best For
People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.
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