AG Choice Index 10
Corebridge Financial
9.5%
Best Cap
10%
Free W/D
50
States
A 10-year index annuity that protects your principal while providing growth potential based on market index performance and optional guaranteed lifetime income riders. Designed for retirement income planning with downside protection.
Free Withdrawal
10%/yr
Available In
50 states
Min Premium
$25,000
Surrender
10 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| Franklin Quality Dividend Total Return 5% Index | Annual | -- | 54% | -- |
| ML Strategic Balanced Index | Annual | -- | 120% | -- |
| MSCI EAFE Index | Annual | 9.5% | 100% | -- |
| PIMCO Global Optima Index | Annual | -- | 55% | -- |
| Russell 2000 Index | Annual | 9.5% | 100% | -- |
| S&P 500 Index | Annual | 9.5% | 100% | -- |
| Fixed Account | Daily | -- | -- | 1.9% |
Key Features
Principal Protection
0% minimum returnZero floor protects against market losses
Index Options
5 crediting strategiesEarn interest based on S&P 500 or ML Strategic Balanced Index performance
Free Withdrawals
10% annuallyWithdraw without company charges after first year
Guaranteed Income
Up to 5.5% annuallyOptional lifetime income starting at various ages
Surrender Period
10 years (10% to 0%)Withdrawal charges decline over time
Issue Ages
Ages 50-75Available for individuals planning retirement
Highlights
Protects your principal from market downturns while earning interest based on S&P 500 or ML Strategic Balanced Index performance
Offers guaranteed lifetime income starting at up to 5.5% annually with optional riders that can increase over time
Provides 5 different crediting options including annual and 2-year point-to-point strategies with caps, spreads, or participation rates
Includes a guaranteed doubling of income base after 10 years with the Lifetime Income Plus rider if no withdrawals are taken
Surrender Schedule
Yr 1
9%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Yr 8
3%
Yr 9
2%
Yr 10
1%
After
0%
Nursing home waiver, RMD waiver, Terminal illness waiver
Best For
Individuals aged 50-75 who want principal protection from market downturns while maintaining growth potential and seeking guaranteed retirement income options.
Consider Alternatives If
Investors who need immediate liquidity or want direct market participation with full upside potential.
Carrier Ratings
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