AG Choice Index 10 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Corebridge Financial

AG Choice Index 10

Index annuity with principal protection and guaranteed lifetime income

Cap Rate

9.5%

Participation

54%

Fixed Rate

1.9%

Free W/D

10%

A.M. BestA
FitchA+
Moody'sA2
Standard & Poor'sA+

Strategies (7)

Franklin Quality Dividend Total Return 5% Index54% part
ML Strategic Balanced Index120% part
MSCI EAFE Index9.5% cap
PIMCO Global Optima Index55% part
Russell 2000 Index9.5% cap

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States50
Min Premium$25,000
Issue Age18–75

Best For

Individuals aged 50-75 who want principal protection from market downturns while maintaining growth potential and seeking guaranteed retirement income options.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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