Palladium MYG
North American Company
5.35%
Best Rate
10%
Free W/D
0
States
A fixed annuity that guarantees your interest rate for 3-10 years while providing tax-deferred growth and flexible access to your money. Ideal for conservative investors seeking predictable returns without market risk.
Free Withdrawal
10%/yr
Available In
0 states
Min Premium
$5,000
Surrender
10 years
Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 3-Year | 4.9% |
| 5-Year | 5.25% |
| 6-Year | 4.7% |
| 7-Year | 5.35% |
| 8-Year | 5.1% |
| 9-Year | 5.1% |
| 10-Year | 5.25% |
Key Features
Guarantee Period Options
3-10 yearsChoose from 3 to 10-year guarantee periods for your fixed interest rate
Rate Enhancements
$100,000+ minimumHigher interest rates for larger premiums during initial guarantee period
Free Withdrawals
10% annuallyWithdraw up to 10% of your account value annually without surrender charges
Tax Deferral
Tax-deferred growthInterest compounds tax-free until withdrawn
Issue Ages
Ages 0-90Available for owners and annuitants from birth to age 90
Minimum Premium
$5,000Low minimum investment requirement
Highlights
Guaranteed fixed interest rate for 3-10 years with no market risk
Higher interest rates available for premiums of $100,000 or more
Tax-deferred growth with 10% annual penalty-free withdrawals
30-day penalty-free withdrawal window at end of guarantee period
Multiple waiver options for health emergencies and disability
Surrender Schedule
Yr 1
8%
Yr 2
8%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Yr 8
3%
Yr 9
2%
Yr 10
1%
After
0%
Disability waiver, Nursing home waiver, Terminal illness waiver
Best For
Conservative investors seeking guaranteed returns, predictable growth, and tax-deferred accumulation without market risk.
Consider Alternatives If
Investors seeking higher potential returns who are comfortable with market risk should consider other options.
Carrier Ratings
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