American Equity AssetShield Bonus 5 - Option 2
North American Company
9%
Best Cap
10%
Free W/D
50
States
A fixed index annuity that offers immediate premium bonuses up to 7% and protects your principal from market losses while providing growth potential tied to market index performance.
Free Withdrawal
10%/yr
Available In
50 states
Min Premium
$5,000
Surrender
5 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| BlackRock Adaptive US Equity 7% Index | Annual | -- | 120% | -- |
| BNP Paribas Patriot Technology Index | Annual | -- | 165% | -- |
| Nasdaq Premier Index | Annual | 9% | 100% | -- |
| NYSE Premier Index | Annual | 9% | 100% | -- |
| S&P 500 Advantage 15% VT TCA Index (USD) ER | Annual | 9% | 100% | -- |
| S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return | Annual | -- | 160% | -- |
| S&P 500 Index | Annual | 9% | 100% | -- |
| S&P 500 Index | Monthly | 3.7% | 100% | -- |
| Fixed Account | Daily | -- | -- | 3.55% |
Key Features
Premium Bonus Options
3%, 5%, or 7%Choose from three bonus levels that immediately increase your contract value
Market Protection
0% floorPrincipal and earned interest are protected from market declines
Free Withdrawals
Up to 10% annuallyAccess your money without penalty starting in year two
Index Options
7 index optionsMultiple index strategies including S&P 500, Nasdaq Premier, and others
Issue Ages
18-80Available for a wide range of ages
Enhanced Benefit Rider
Included at no cost (age 75 and under)Free access to full contract value for qualifying care or terminal illness
Highlights
Choose from three premium bonus levels (3%, 5%, or 7%) that immediately boost your contract value on day one
Your money is protected from market losses while still having the opportunity to earn gains based on market performance
Access up to 10% of your contract value annually without penalty starting in year two
Surrender Schedule
Yr 1
9.1%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
After
0%
Nursing home waiver, Terminal illness waiver
Best For
Investors seeking principal protection with growth potential who can commit funds for at least 5 years.
Consider Alternatives If
Those needing immediate access to all their funds or wanting direct market investment exposure.
Carrier Ratings
Free Comparison Report
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