MarketProtector Advisory
Jackson National Life
13.65%
Best Cap
10%
Free W/D
50
States
The MarketProtector Suite is a fixed index annuity that combines downside protection from market losses with upside growth potential tied to index performance. It's designed for people nearing or in retirement who want steady growth without the risk of direct market participation.
Free Withdrawal
10%/yr
Available In
50 states
Min Premium
$25,000
Surrender
1 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| MSCI EAFE Index | Annual | 13.65% | 100% | -- |
| S&P 500 Index | Annual | 9.7% | 100% | -- |
| Fixed Account | Daily | -- | -- | 4.85% |
Key Features
Principal Protection
100% principal guaranteeYour initial investment is protected from market losses because you're not directly invested in equities. Interest earned each year is locked in.
Index-Linked Growth
Varies by crediting method and current cap ratesYour account value can grow based on the performance of a selected market index, subject to a cap, rate, or spread that limits maximum returns.
Multiple Crediting Methods
Multiple options availableChoose from different ways to calculate interest based on index performance, with the ability to change selections penalty-free at the end of each contract year.
Flexible Index Option Periods
Various periods available by age and distribution channelSelect contract terms that match your retirement timeline and needs.
Optional Income Rider
Available as optional add-onAdd lifetime income benefits for an additional fee, or remove them later if circumstances change.
RMD-Friendly Withdrawals
Unlimited RMD accessRequired minimum distributions can be taken without withdrawal charges or market value adjustments, even if they exceed the 10% annual free withdrawal amount.
Tax Deferral
Illustrated example shows $374,532 vs $222,389 after 20 yearsInterest earnings grow without annual tax drag, allowing compound growth to accelerate. Taxes are deferred until withdrawal.
Highlights
Principal protection from market downturns—you don't lose money when indexes decline
Growth potential tied to market indexes without direct market exposure
Flexible crediting methods and index options you can change penalty-free each year
Optional lifetime income benefits you can add or remove as your needs change
Tax-deferred growth that can significantly accelerate retirement savings
Surrender Schedule
Yr 0
0%
After
0%
Best For
Investors approaching or in retirement who want to balance growth potential with downside protection and are comfortable with a long-term, tax-deferred strategy.
Consider Alternatives If
People who need immediate liquidity or frequent access to funds, as early withdrawals are subject to surrender charges and market value adjustments.
Carrier Ratings
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