Jackson Income Assurance Advisory 7
Jackson National Life
5.25%
Best Cap
10%
Free W/D
50
States
A fixed index annuity designed for retirement that combines guaranteed lifetime income with growth potential and protection from market losses. It's for retirees seeking reliable income streams without direct stock market exposure.
Free Withdrawal
10%/yr
Available In
50 states
Min Premium
$25,000
Surrender
8 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| S&P 500 Index | Annual | 5.25% | 100% | -- |
| Fixed Account | Daily | -- | -- | 2.65% |
Key Features
Guaranteed Annual Withdrawal Amount (GAWA%)
Increases with age and time before withdrawal beginsYour starting income percentage is based on your age at contract issue. This percentage grows each year you don't take income, meaning larger annual payments if you delay.
Capital Preservation
0% floor on lossesYour initial investment is protected from market losses. You are not directly invested in stock markets, eliminating downside risk.
Index-Linked Growth
Varies by index and crediting method selectedEarnings are tied to the performance of a selected market index using caps or rates that determine maximum returns credited to your contract.
Tax Deferral
Example: $100K grows to $466K vs $284K in taxable account over 20 yearsEarnings grow without annual tax obligations, allowing compound growth. Taxes are only due when you take distributions.
Multiple Crediting Methods
Flexible options for different market cyclesChoose from various strategies to lock in growth and participate in market upside according to your risk preference.
Highlights
Guaranteed lifetime income that grows the longer you wait to start withdrawals
Protection against market losses while maintaining growth potential tied to market indexes
Tax-deferred growth that can significantly accelerate retirement savings over time
Embedded living benefit included for lifetime income security without separate purchase
Flexible crediting methods allow you to adapt to different market conditions
Surrender Schedule
Yr 0
0%
Yr 1
2%
Yr 2
2%
Yr 3
2%
Yr 4
2%
Yr 5
2%
Yr 6
2%
Yr 7
1%
After
0%
Terminal illness waiver
Best For
Retirees aged 50-80 seeking guaranteed lifetime income with downside protection who are comfortable with tax-deferred growth vehicles and don't need direct stock market exposure.
Consider Alternatives If
Individuals who need immediate liquidity, those with short life expectancies, or investors seeking maximum market upside exposure without caps or restrictions.
Carrier Ratings
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