Fixed Indexed Annuity

Top Ridge Bonus Annuity

GBU Life

6.75%

Best Cap

10%

Free W/D

50

States

Free Withdrawal

10%/yr

Available In

50 states

Min Premium

$25,000

Surrender

10 years

Current Rates & Strategies

IndexCreditingCapParticipationFixed
Morgan Stanley Global Equity Allocator Index2-Year--150%--
Morgan Stanley Global Equity Allocator IndexAnnual--105%--
MSCI BofA US Dualcast Index2-Year--125%--
MSCI BofA US Dualcast IndexAnnual--90%--
MSCI EAFE IndexAnnual6.75%100%--
Nasdaq-100 IndexAnnual6.25%100%--
Russell 2000 IndexAnnual6.75%100%--
SG AI Navigator Index (USD - Excess Return)2-Year--120%--
SG AI Navigator Index (USD - Excess Return)Annual--80%--
S&P 500 Dynamic Intraday TCA Index (USD) ER2-Year--75%--
S&P 500 Dynamic Intraday TCA Index (USD) ERAnnual--50%--
S&P 500 IndexAnnual6%100%--
Fixed AccountDaily----3.25%

Surrender Schedule

Yr 1

12%

Yr 2

12%

Yr 3

11%

Yr 4

11%

Yr 5

10%

Yr 6

9%

Yr 7

8%

Yr 8

7%

Yr 9

6%

Yr 10

4%

After

0%

Nursing home waiver, Terminal illness waiver

Carrier Ratings

A.M. BestA-
Standard & Poor'sA-

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