Apex MYGA
Delaware Life
5.05%
Best Rate
10%
Free W/D
50
States
A fixed annuity that guarantees your interest rate for your chosen term (3, 5, or 7 years) while allowing you to split your money across multiple terms for flexibility and laddering strategies.
Free Withdrawal
10%/yr
Available In
50 states
Min Premium
$5,000
Surrender
7 years
Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 3-Year | 4.7% |
| 5-Year | 5.05% |
| 7-Year | 5.05% |
Key Features
Multiple Guarantee Periods
3, 5, or 7 yearsChoose 3-, 5-, or 7-year terms and split premiums across multiple periods
Free Withdrawals
10% annuallyWithdraw up to 10% annually without surrender charges
Minimum Premium
$10,000 nonqualified; $5,000 qualifiedLower minimum for qualified accounts
Issue Ages
18-85Wide age range for purchases
Surrender Charges
9% year 1, decreasing annuallyCharges decrease over time based on chosen term
Nursing Home Waiver
After 1 yearWithdraw without surrender charges for eligible nursing home or hospice care
Highlights
Choose from 3-, 5-, or 7-year guarantee periods with locked-in interest rates for the entire term
Split your premium across multiple guarantee periods within one contract for a laddering strategy
Take up to 10% of your account value annually without surrender charges
Tax-deferred growth with guaranteed principal protection
Surrender Schedule
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
After
0%
Nursing home waiver, Terminal illness waiver
Best For
People approaching or in retirement who want predictable growth with principal protection and the flexibility to ladder their investments across different time periods.
Consider Alternatives If
Investors seeking higher growth potential or those who may need full access to their funds before the surrender period ends.
Carrier Ratings
Free Comparison Report
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