Fixed Indexed Annuity

OptiMark LT

CL Life

12.3%

Best Cap

10%

Free W/D

19

States

Free Withdrawal

10%/yr

Available In

19 states

Min Premium

$10,000

Surrender

10 years

Current Rates & Strategies

IndexCreditingCapParticipationFixed
SG Columbia Adaptive Risk Allocation Index2-Year--166%--
SG Columbia Adaptive Risk Allocation IndexAnnual--121%--
SG Lead Asset Select Exposure Rotation Index2-Year--168%--
SG Lead Asset Select Exposure Rotation IndexAnnual--122%--
S&P 500 Index2-Year--49%--
S&P 500 IndexAnnual12.3%100%--
S&P 500 IQ 0.5% Decrement IndexAnnual7.65%100%--
Fixed AccountDaily----2.85%

Surrender Schedule

Yr 1

11%

Yr 2

10%

Yr 3

9%

Yr 4

8%

Yr 5

7%

Yr 6

6%

Yr 7

5%

Yr 8

4%

Yr 9

3%

Yr 10

1%

After

0%

Nursing home waiver

Carrier Ratings

A.M. BestA

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