Fixed Indexed Annuity

MarketEarly Income Index

CL Life

5%

Best Cap

10%

Free W/D

50

States

Free Withdrawal

10%/yr

Available In

50 states

Min Premium

$10,000

Surrender

10 years

Current Rates & Strategies

IndexCreditingCapParticipationFixed
Barclays Focus50 IndexAnnual--120%--
S&P 500 Dynamic Intraday TCA Index (USD) ERAnnual--50%--
S&P 500 IndexAnnual5%100%--
S&P MARC 5% Excess ReturnAnnual--130%--
Fixed AccountDaily----3%

Surrender Schedule

Yr 1

9%

Yr 2

8%

Yr 3

7%

Yr 4

6.5%

Yr 5

5.5%

Yr 6

4.5%

Yr 7

3.5%

Yr 8

2.5%

Yr 9

1.5%

Yr 10

0.5%

After

0%

Nursing home waiver, Terminal illness waiver

Carrier Ratings

A.M. BestB++
FitchA-
Standard & Poor'sA-

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