Fixed Indexed Annuity

Bridge

CL Life

9%

Best Cap

10%

Free W/D

48

States

Free Withdrawal

10%/yr

Available In

48 states

Min Premium

$50,000

Surrender

10 years

Current Rates & Strategies

IndexCreditingCapParticipationFixed
Barclays Focus50 IndexAnnual--180%--
S&P 500 IndexAnnual9%100%--
S&P 500 IndexMonthly--95%--
S&P MARC 5% Excess ReturnAnnual--200%--
Fixed AccountDaily----5%

Surrender Schedule

Yr 1

9%

Yr 2

8%

Yr 3

7%

Yr 4

6.5%

Yr 5

5.5%

Yr 6

4.5%

Yr 7

3.5%

Yr 8

2.5%

Yr 9

1.5%

Yr 10

0.5%

After

0%

Nursing home waiver, Terminal illness waiver

Carrier Ratings

A.M. BestB++
FitchA-
Standard & Poor'sA-

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