Brighthouse Fixed Rate Annuity with MVA
Brighthouse Financial
4.85%
Best Rate
10%
Free W/D
49
States
A fixed annuity that guarantees your interest rate for up to 7 years while your money grows tax-deferred, designed for people who want steady growth without market risk.
Free Withdrawal
10%/yr
Available In
49 states
Min Premium
$25,000
Surrender
7 years
Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 3-Year | 4.35% |
| 5-Year | 4.75% |
| 7-Year | 4.85% |
Key Features
Guarantee Period Options
3, 5, or 7 yearsChoose to lock in your interest rate for 3, 5, or 7 years
Free Withdrawals
10% annuallyTake out 10% of your account value each year without penalties
Tax Deferral
Pay no taxes on growth until you withdraw money
Market Value Adjustment
May increase or decrease withdrawal value based on interest rate changes during guarantee period
Death Benefit
Beneficiaries receive account value or minimum withdrawal value, whichever is greater
Highlights
Guaranteed fixed interest rates for 3, 5, or 7 years that won't change with market conditions
Tax-deferred growth - no taxes on earnings until you withdraw money
10% penalty-free withdrawals each year, plus special waivers for nursing home or terminal illness
Surrender Schedule
Yr 1
7%
Yr 2
7%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
After
0%
Nursing home waiver, RMD waiver, Terminal illness waiver
Best For
People who want guaranteed growth without market risk and don't need frequent access to their money during the guarantee period.
Consider Alternatives If
People who need regular income payments or want to access more than 10% of their money annually during the first few years.
Carrier Ratings
Free Comparison Report
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