Athene MYG
Athene Annuity and Life Company
4.95%
Best Rate
10%
Free W/D
53
States
A multi-year guarantee annuity that provides guaranteed interest rates for 3, 5, or 7 years, designed for conservative investors seeking predictable growth without market risk.
Free Withdrawal
10%/yr
Available In
53 states
Min Premium
$5,000
Surrender
7 years
Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 3-Year | 4.6% |
| 5-Year | 4.95% |
| 7-Year | 4.95% |
Key Features
Term Periods
3, 5, or 7 yearsChoose from 3, 5, or 7-year guarantee periods
Free Withdrawals
10% per yearWithdraw up to 10% annually without penalty
Minimum Premium
$5,000Initial investment requirement
Maximum Premium
$1,000,000Maximum total premium allowed
Issue Ages
0-85 (3yr), 0-83 (5yr), 0-83 (7yr)Age ranges for each term period
Death Benefit
100% of account valueGuarantees full account value or minimum guaranteed value to beneficiaries
Market Value Adjustment
Applies during surrender periodApplied to excess withdrawals based on interest rate changes
Highlights
Guaranteed fixed interest rate for your chosen term period (3, 5, or 7 years) with no market risk
10% annual penalty-free withdrawals plus waivers for nursing home confinement and terminal illness
Tax-deferred growth with option to convert to guaranteed lifetime income at maturity
Surrender Schedule
Yr 1
8%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
After
0%
Nursing home waiver, RMD waiver, Terminal illness waiver
Best For
Conservative investors seeking guaranteed returns and principal protection with some liquidity needs.
Consider Alternatives If
Investors who need full liquidity or want market upside participation should avoid this product.
Carrier Ratings
Free Comparison Report
Get a personalized Athene MYG illustration
See year-by-year projections for your specific age, premium, and income goals.