Athene Performance Elite 10 Plus
Athene Annuity and Life Company
8%
Best Cap
10%
Free W/D
50
States
A fixed indexed annuity that protects your retirement savings from market downturns while providing growth potential tied to market indices. Choose from multiple term options (7, 10, or 15 years) with varying liquidity features.
Free Withdrawal
10%/yr
Available In
50 states
Min Premium
$5,000
Surrender
10 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| AI Powered Global Opportunities Index | 2-Year | -- | 180% | -- |
| AI Powered Global Opportunities Index | Annual | -- | 135% | -- |
| AI Powered US Equity Index | 2-Year | -- | 195% | -- |
| AI Powered US Equity Index | Annual | -- | 150% | -- |
| BNP Paribas Multi Asset Diversified 5 Index | 2-Year | -- | 255% | -- |
| BNP Paribas Multi Asset Diversified 5 Index | Annual | -- | 130% | -- |
| Nasdaq FC Index | 2-Year | -- | 170% | -- |
| Nasdaq FC Index | Annual | -- | 77% | -- |
| S&P 500 FC TCA 0.50% Decrement Index (USD) ER | 2-Year | -- | 80% | -- |
| S&P 500 FC TCA 0.50% Decrement Index (USD) ER | Annual | -- | 85% | -- |
| S&P 500 Index | Annual | 8% | 100% | -- |
| UBS Innovative Balanced Index | 2-Year | -- | 125% | -- |
| UBS Innovative Balanced Index | Annual | -- | 95% | -- |
| Fixed Account | Daily | -- | -- | 2.9% |
Key Features
Premium Bonus
Varies by productImmediate boost to your account value when you purchase (not available on 7-year version)
Market Protection
0% floorYour money is protected from market losses - you'll never earn less than 0% interest
Free Withdrawals
5-10% annually depending on productTake out money penalty-free each year
Strategy Preset
Athene exclusive featureAutomated diversification across multiple market indices with annual rebalancing
Enhanced Liquidity (Plus versions)
0.95% annual chargeAdditional withdrawal flexibility and return of premium guarantee after 4 years
Highlights
Protect your money from market losses while earning interest linked to market index performance
Get immediate bonus added to your premium (except Performance Elite 7)
Access up to 10% of your money penalty-free each year, with enhanced liquidity options available
Backed by Apollo's investment expertise and Athene's A+ financial strength ratings
Surrender Schedule
Yr 1
12%
Yr 2
12%
Yr 3
12%
Yr 4
11%
Yr 5
10%
Yr 6
9%
Yr 7
8%
Yr 8
7%
Yr 9
6%
Yr 10
4%
After
0%
Nursing home waiver, RMD waiver, Terminal illness waiver
Best For
Retirement savers who want market growth potential with guaranteed protection from losses and some access to their money during the accumulation period.
Consider Alternatives If
People who need immediate access to large portions of their money or want direct stock market exposure.
Carrier Ratings
Free Comparison Report
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